i can remember in years past, lennar, somebody got in trouble, they spent so much money and then theh it and had to write down. how do you do that? do you buy a huge swath of land to put up a development? >> we do. we're a developer first. >> is it based on mortgage rates too? >> when you underwrite the land, recognizeding land on buying today is not coming to market for two to three years, so it is the land that i bought, you know, back in '21 and '22. when i look at taylor morrison, we have just under 50% of our land that is purchased pre-covid. it is in a -- from what is sitting on our balance sheet, it is in a really good place. but we buy parcels. our average is probably 150 lots, joe. but we'll do, you know, we build for all segments. when i think about our active lifestyle communities, those could be 500, 1,000 units, golf courses, lakes, big amenities. >> but to put all of those loans, i mean, interest rates have gone up, so it means you have to pay more for every one of these purchases you make for every one of the builds you do. what is the limiting factor right now? it is