debbie lerman from the san francisco human services network. we're an association of about 80 health and human service nonprofits, most of whom have city contracts, many with the department of public health. i also want to thank patrick chang and the d.p.h. staff, other city workers, our nonprofit representatives that served on this task force from larkin, rams and delores street community services, as well as the labor representatives and the brokers and the wonderful work that they've done. i have also served on this task force since 2004 i think seven or eight times now. as patrick explained, our approach is to find that balance between affordability and availability for both employers and employees. we want our employees to be able to have health care that they can use. we want our workers to be well so they can come to work. at the same time, the balance for employers -- we've always said we want to make sure that a substantial percentage of the health plans on the market are available. we continue simply mandate gold and platinum plans fo