financial systems across the markets in the early '90s and if i repeated that exposure to that basic letson and you let them get to a point where they're panicking and that gains momentum, it can be damaging. a lot of people think the financial system is divorced from the economy, removed from it, doesn't really affect our interests, that's not really the right way to think about it. we don't like to admit it. but the financial system is like the power grid, it's like the lights, or to mix metaphors, it's like oxygen to the body, and if that turns off, the damage to people's livelihood is immediate and powerful and traumatic and that's what the great depression showed us. >> charlie: bea can you tell me what it was like when no one found someone to rescue them. >> if you look at the weeks before lehman, the overwhelming consensus in washington, in a lead opinion -- and it's a natural human view, which is these guys have taken all these risks, they should bear the consequences of these risks, you should let them fail. we don't want the government to step in and protect them from that, and th