i'm curious on what your thoughts are on goldman, what the banks looked like leucadia and tepid, fixed income, citing weak issues in the bond market. >> definitely there are some issues there in the bank centers and big money center banks. one thing you've got to look at when you talk about goldman sachs. each year see profits, they are growing organically, doing a nice job, trailing 11 times trailing earnings. it's got analyst estimates of 8% earnings growth. i think that's not very difficult for them to beat. 8% growth here especially like mikd talked about, if we get interest rates higher, further out on the curve, ten-year or higher, that can be a boost for them, easy to beat those. stock market poised to make a jump if that happens. >> equity trading, interest income of a few years ago you're talking about an increase of $6 billion a year in that income. there's a lot of potential if volatility and rising rates kick in. volatility is also one of the things you want to take advantage of, a stock over $175 in october, february, up to $200. it moves around a little bit. you can still