we will leave it there will lincoln ellis over at the cme group thank you pal. you bet. still to come the rock band kiss and wal-mart teams up...we'll tell you what they're doing. but first...the newest villian in the credit collapse...the credit rating agencies. they're work is under the spotlight...as their stocks are under pressure., one of the many villains in the credit crisis are three companies with the ability to pass judgment on the creditworthiness. standard and poors, moody's and fitch ratings are the three biggest firms that slap ratings on bonds and other securities which are supposed to give investors an idea of how risky the loans are. but as the housing market collapsed, highly rated bonds backed by risky mortgages crashed, bringing the spotlight to the role of these credit rating agencies and the key role they play in the supply of credit. everybody is still trying to find somebody who is really at fault in their credit crisis fiasco. david ruder used to head up the securities and exchange commission under president reagan. that same agency now is trying