narrator: this program is made possible in part by lincoln financial group, and by genworth financial, and by wells real estate funds. ken stern: what an amazing journey. i mean, in just a little bit of time you have now empowered yourselves with a system, a system that you can do once a month and you take all the funny business that goes on over that 29, 30 day period and you set it aside. you just have to focus on being proactive. that's alpha wealth, it's simple, it's proactive, and it works. but it only works if you make sure you take care of the, the life milestones before they happen because if you don't, you're not gonna have alpha protection. and without alpha protection, you don't have a loving legacy and you don't have a pouncing present. the pouncing present consists of three documents. the moral will, the letter of instruction and document locator, and the five wishes. and it can really all be put into this binder and ready to be acted upon if and when the situation occurs or after a passing. the five wishes is wonderful, i mean, the five wishes you get to go in and you ta