and the truth is, more neighborhoods would collapse if it weren't for people like linda bizzelle, whoefuses to walk away from her mortgage even though it might be best. >> the mortgage company called me and said that i was getting ready to go into foreclosure. so i mailed a payment in that day, and it was the last of my savings. >> that you sent in on this mortgage that's underwater? >> oh, yeah. >> her house is worth $50,000, and she owes $100,000. a financial planner might tell her to put something away for retirement rather than pay a mortgage that will never recover, especially since she lost her job in nursing. what have you been cutting back on? >> sometimes food. i would go to the food bank in order to make up the difference so that i wouldn't be completely hungry. sometimes i wouldn't get my medications renewed. i take medication for high blood pressure. and my doctor could always tell when i didn't take them, and he said, "oh, no. you can't do that. no, no." >> you're living on unemployment right now? >> yes. >> what about the next mortgage payment? >> i'm gonna pray. that's