he remarried another, yes, linda killinger who was a lot less though and both became much more obsessed with the trappings of the ceo after banning corporate jet for the span of the ceo career, they were suddenly find corporate jets all around the country. they became -- they balcom you may recall we have a giant new skyscraper built around that timeframe when kerry became obsessed with all these things that he's not a big bank should have. so he was really changing personally. at the same time, the bank was so large, he was bringing in august and executives from from the east coast. it is really becoming a very different culture, so a lot of people that have been there for more than a decade began to leave. they were frustrated. they didn't get along with the east coast people. and that of culture clashes in the culture began to deteriorate. >> wasn't there also concern on the part of old-timers about the safety and soundness of the bank and they are doing from the land they doing? >> absolutely. you know again, a lot of the problems were already bubbling to the surface at this point.