helping us out is liz crenshhil he she has a look at the substantial savings you will save during theear. >> they want to clear out the old before the new. >> it is the reason this editor at kiplingers finance says you can get deep discounts on just about everything but you have to know what to buy when. >> for most products there is a cycle once oar twice a year. >> start with appliances. he says the best bets are labor day weekend. >> the new models come out in the fall, september and october. so labor day is a great time to shop for a major appliance. >> reporter: looking for the best deal on a gym membership. don't wait for the new year, consider joining in june or july. >> about june, if you go to the gym regularly you notice the traffic has died down considerably. they do promotions. >> reporter: in the market for a new car? the best time to buy -- >> late summer all the way through christmas. >> reporter: so start car shopping in august and you will find deals through december. >> i once bought a car on christmas eve and got a fantastic deal. they wanted me out of that dealersh