for march 9th she writes i observe today from my other books but instead will have to loosen before also three times the speed. most of the drafts

for march 9th she writes i observe today from my other books but instead will have to loosen before also three times the speed. most of the drafts are radical and very tight and in this case their unfinished it is a cathartic experience for her writing about the relationship with her parents. >> to see one more thing over here but is this available or do we get a special to work? >> guest: the collection is here for researchers who need to study the papers. >> would one have to apply to see the virginia woolf manuscript? >> the bound manuscripts we don't even bring out for researchers because of the fragility but it is on record fell but we use that for exhibitions for displays that is how the general public gets access through those special presentations. >> host: would you like to see those on line? >> actually there is a substantial robust virginia woolf website that does contain a said digital images of that manuscript. here is one of charles dickens his chair in his lamp retrofitted for electricity in his calendar said to the day he died. the story goes with the berg collection open

. >> from hackers ramping up to mortgage giants loosening up.mae, freddie mac, easing credit standards to make home loans easier to get. down to backing mortgages that will require as little as three% down. karina, good, bad, what? >> i actually am experiencing -- it's very difficult for borrowers on all different levels to get financing because of the requirements. so, freddie mac and fannie mae announcing they may loosen the credit limits and the down payment, i don't know if that's such a wise idea because you're giving the ability to somebody who doesn't have enough money to make a down payment to purchase a home and that's how we got in this mess. there's a huge disconnect. i'm experiencing people with far superior assets and a very steady income, still encountering issues getting loans or being able to refinance. so i just don't think it's going to be a huge game-changer. i understand why they're doing it also because they're trying to encourage more of the first-time home buyers enter the market but it's such a low -- >> banks are not goi

loosening up around cottman, which means, that we're starting to loosen up the big bulky traffic outrtheast down to the vine. now, still there in areas, just like still there on the schuylkill expressway, but we are getting little bit better. no major delays for mass transit. ukee. >> next update is at 8:55, up next on cbs this morning, rock-and-roll hall of famer john mellencamp. we're on the "cw philly" on thank you, cable. for the slower internet upload speeds. for fewer video on demand titles. for taking longer to upload our movies. for making me wait longer to share my photo albums. thank you, cable. for taking longer to upload my fantasy picks. thank you, cable. thank you, cable. because if we never had you... we wouldn't't know the incredible difference verizon fios makes. the numbers don't lie. in customer satisfaction studies, fios is rated #1 in internet speed and reliability 8 years running. #1 in internet customer satisfaction...and hd picture quality. so join the millions who enjoy the difference fios makes and get a fios triple play online atan amazing price guaranteed

battle between germany and the french about loosening that physical discipline.about the british versus mario draghi. who blinks first? >> waiting watch that space. is going to be a fascinating sparring competition. in the u.s..s day tom keene is still working. is here.ole team oakwood he markets are open. the bond market closed. those yields are ugly off the friday low. us.rt dold will join it is a perfect time to talk to him about equity markets not correcting. they're down three or 4%. what should you not do with the equities? this is one of the truest watchers of the saudi arabia and royalty. have a huge influence on the opec market. michael mckee will join us from bloomberg television and radio. he is our expert on the nobel prizes. we look for an announcement on the nobel prize this morning. it is always exciting. i never talk about who i think will win. it is sort of like in baseball, you never talk to the base -- pitcher during a no-hitter. we will get that this morning. >> we're looking forward to hearing that news. we need to know everything about this.

are they loosening up their lending at all? >> there is a lot of good news coming in the third quarter for banks. we will have the 19th consecutive quarter of improving credit quality, which i think is exceptional. you will have the mid and small banks -- there is a difference desk or that is all good news, but we have not have -- not have had interest rate earnings this period. it will begin for the economy. >> what about trading? >> that is a different story. we are looking for trading to be down for the biggest banks. down about 5%, not 15%, where it has been. better, but not robust. >> still dragging along. >> it is. it is giving the other dynamics of the earnings a chance to kick in. >> i hear a lot from ceos and bankers that the credit markers are loosening and requirements are loosening and they are seeing more lending. just yesterday, ben bernanke -- quote fromo read a what he said yesterday. refinance andd to i was unsuccessful in doing so. >> let me give you the bigger narrative. was unhappy after the global financial

al jazerra. >>> our next guest is skeptical the government's attempt to loosen credit will result ine loans and therefore more home purchases. darren blum quist is the vice president of really track and joins us now. so why are you skeptical? why don't you think it could lead to a total boom in the housing market in. >> i think the propose is about down payments, lowering down payments so people lowering that hurdle to get in to homeownership. but the products are already out there that they are proposing. they are prosing a property that allows people to make a 3% down payment and that's with fanny and freddy loans but that's already out there with the fha loans that we have. >> people are not using them now? >> people are not using them n our data we show the first 12 months ending in june of 2014, those fha loan originations were down 21% from the same time period a year ago. >> so is this more an issue then of demand and of affordability and of people actually being able to buy a home? >> it is. yeah, i think they hit the nail on the head there, that demands is weak. i think one

the crescent wrench is good and this is a perfect example of how to have it so you can loosen it up andkay. let's go inside to talk about fire safety. many of the issues here relate to fire, for example, we have a little smoke detector and i see you brought one here, a carbon monoxide smoke detector. >> this is a combination of smoke and carbon monoxide detector. they are required in single homes now and in apartment buildings. if gas appliance is not burning properly this will alert you before the fumes buildup and will affect you negatively. >> this is a battery powered? >> this is a battery powered and it has a 10 year battery life. a lot of times you may have one or the other. if you put in just a carbon monoxide detector, it's important to have one of these too. every house should have a fire extinguisher, yes. >> one thing people expect to do when the power goes out after an earthquake about using candles. what would you recommend? >> if you have a battery operated candle would be better to use. this kind of a candle, you wouldn't want it in an area where it can cause a fire or af

the blockade had loosened. the confederates came within a stone's throw up breaking it and ripping a hole in it in the north carolina sounds. but note the date of the action i just mentioned. may 5, 1864. what is going on in the war? this is the day ben butler leaves for munro and moves towards bermuda hunter. houck's commanded north carolina has to be withdrawn to reinforce the confederates in virginia. the north carolina sounds settle into uneasy, bloody stalemate at this point. the blockade is loosened. it has not been broken. the confederates certainly start the year off on a good note next to the css albemarle. as the calendar begins to turn for may into june, the naval focus for both sides shifts. it shifts eastward to the atlantic theater. the confederates in 1862 and as early as 1861 had developed a strategy the french term as war against the economy. war against commerce. they want to outfit raiders, build them under assumed names in london, in liverpool, in england, various shipyards -- mostly in live

first, let me take this string and loosen up my neck and start to rope this string into my neck. looks like it hurts. girls are getting creeped out by this. it's gross. looks like the string is cutting into his neck, right? >> that's awful. >> it gets better. he asks the girls, put that ring in my mouth. she does with a creepy lookn r face. he gul it then in a flourish, s take that string embedded in his neck. watch what he does? >> is where it? it's on the string? how the heck did he pull that off? >> i have no idea. that is obviously sleight of hand. >> he didn't have any hands to sleight. >> he slips it on the edge of the string. pulling it out with a flourish. >> that is gross. you feel creeped-out and gross. >> she touched it after he put it in his mouth. >> halloween is supposed to give you that feeling and he achieved it. however he did it, it was incredible. >> it is and gross. >> that's our show, everybody. we sore glad you joined us. see you for the next edition of "right this minute." >>> get on the ground. you, too,ing get on the ground. >> i didn't do anything. >> a

. >>> two mortgage giants planning to loosen lending standards. a good thing or bad thing?oney is next. >> i feel like it is a trick question. [ female announcer ] hands were made for talking. feet...tiptoeing. better things than the pain, stiffness, and joint damage of moderate to severe rheumatoid arthritis. before you and your rheumatologist decide on a biologic, ask if xeljanz is right for you. xeljanz (tofacitinib) is a small pill, not an injection or infusion, for adults with moderate to severe ra for whom methotrexate did not work well. xeljanz can relieve ra symptoms, and help stop further joint damage. xeljanz can lower your ability to fight infections, including tuberculosis. serious, sometimes fatal infections and cancers have happened in patients taking xeljanz. don't start xeljanz if you have any infection, unless ok with your doctor. tears in the stomach or intestines, low blood cell counts and higher liver tests and cholesterol levels have happened. your doctor should perform blood tests before you start and while taking xeljanz and routinely check certain li

. >> by loosening some of the rules, the real money team is in next to explain. amnesty international that detailed several incidents of using excessive force, they say their behavior violated international standards and should be investigated. as they report, students are finding unique ways to protest and study at the same time. every night at the protest site, growns of students twas err under the shelter of yellow tents. the topic of discussion ranging from cardiovascular diseases to calculist, to literature. this is where the protestors some still in their uniforms come to do their home work. >> i think this is matching our principles we would like to keep on studying. >> . >> . >> putting pressure on students. >> a minded protest. >> in the area, we can also difficult for any politics. the protestors blocked for almost a month. the reverses the decision to only allow candidates approved by the central government, to run for the post of chief executive in 2017. while the students are concerned about their grades. >> of them say what they are learning here ca

. >>> two mortgage giants could soon loosen lending.ders are close to a deal to lower credit. and considering mortgages with down payments of 3%. after 2008, lending standards were stricter. this could raise concerns about repeating mistakes that led to the housing collapse. i would say the most important thing is to loosen standards for people with good credit. ben bernancke could not refinance. >>> apple pay is here today. shoppers can buy items at 220,000 stores with iphone 6 or 6 plus. apple partnering with three banks and mcdonald's and macy's and whole foods. you don't need your wallet? not yet. walmart and many others not on board. other mobile payment platforms have not gained traction. >> i don't hear a great outcry for it. maybe it is coming. >>> there is a lot of news to get to this morning. breaking news overnight on the ebola front as dozens of quarantined people reached an important milestone. they are now free to roam around. infection free. new day is covering that and more starting right now. [ music playing ] >>> break

we do still see that slower drive from the coliseum all the way down but loosening up around the approach to davis street. it does look like the lanes are starting to clear from the overnight road crews. the rest of the map looks pretty smooth across the bay bridge, no problem across the richmond san rafael bridge. and a smooth drive heading down except for a crash that's clearing to the shoulder southbound 101, there's a little span there that goes over some water but it is officially a bridge. the golden gate bridge moves very smoothly as well. a goodiesy drive right now between the north bay and the city itself. westbound 5a, out of the altamont pass through livermore, dublin and traffic starting to slow around 3:00. >> new this morning, two children rights activists have been awarded the nobel peace prize. malala a malala, a school girl turned activist who was shot in the head by a taliban gunman. she's now 17 years old, and sejarthay has fought for children's rights. >> the fire has burned close to 300e acres. >> firefighters still battling a wildfire burning just north of auburn alo

thanks, 2008. >> even if they loosen up, they would have to loosen by a lot. >> but is the first step to getting back to a bad place? >> we will have to see. >> let's talk to our next guest about it. he knows the fixed income market. it is an especially big story this month, credit. nearlyity is gripping every asset class and mike buchanan knows it well. he is the head of credit and weston asset management. let's start with this change in mortgage rates. do you think this is going to cause a boom in the housing market, people running out and buying houses, which should make the economy look better? >> i think we are a long ways of having another boom in real estate. it will help the economy in general. the u.s. is on pretty strong footing and certainly any boost no, we are not, worried about an overinflated housing market at all. >> you feel like the economy is in a good place. how do you account for what happened in the market last week? >> it was spectacular what happened last week. volatility and rates, it was a fear of global growth and maybe a reassessment of that. at weston, we

it will loosen the restrictions that heldel them to shut there doors. the california bus collided. he was taken to the hospital and minutes later three people were hours near mission bay boulevard. mount any said the car made a left turn right in front of the plane. >>> he claims he was attacked by a hammer by a ride shear driver said he may loose an eye. it happened last week. the 35-year-old passenger said he got into a what -- an argument about the route to take. they claim he hit him pleading up follow -- unconscious. stow was awarded a 18 men drive. it ensures former employer and he suffered permanent blane damage and the lawsuit said they stopped covering liz care at a disa -- after a disa poping loss in the amount ofs game. he familiar went into the went and this is the third straight year which ends in kit appointment. >> he have time they came back, it is about what kind of a team they are, what kind of character they have, the bottom lean is we have opportunity to put that game away and we were not able to do it. >> comcast viewers complained their service went out just a

i guess they're going to loosen standards, greg.ow for at least some fha loans you will only have to put down 3%. can you give us a little more color on that? >> well, i think it will go beyond just the fha. it will be fannie mae and freddie mac. it will have down payment availability as low as between three and 5%. and what troubles me, is that it is not just lower down payments but the potential for intersecting that with consumers with weaker profiles. we've seen this movie before and it didn't end well. when you intersect both lowdown payment and weak credit profiles, that to me is a recipe for problems down the road. liz: susan, how do you see it, as somebody who has studied this very closely? i'm sort with greg. it was very hard for me to get get a mortgage recently. i wouldn't fall into the freddie mac or fannie mae parameters. make it easy for me to buy a house too. i think i had to put down 25 to 30%. >> lenders are actually with you. they're not making these loans. they are able to make loans under loser standard but they'

are coming out, they can't work in the same way, and they're going to have to be transparent and loosenir grip. there is a paranoia out there, within the agency as well, what if the secrets come out. there's a lot of overclassification on information that doesn't need to be classified. and i think they need to loosen the reins a little bit and find when they do that, they have a lot better cooperation with our partners within the intelligence services. >> and within congress, if congress feels like it's spied on by the cia, that's problematic, not only for the agency but for the rest of us, because at some point it's going to compromise what the agency is supposed to do, it's not soviet russia, we live in america. emily, thank you so much. >> thank you so much. appreciate it. kennedy: absolutely. congress is so unpopular, given the choice most americans would prefer a magic 8 ball over the marbled clown car, that is capitol hill. one representative escaped the imperial swamp. he tells us what is wrong with congress? that's next. so ally bank really has no hidden fees on savings accounts

they're just loosening the lid on the jar a little. when isil comes along, it's look, honey, you're so strong, you did it all by yourself. [ laughter ] >> jon: so at this point what's the attitude in kobani toward the united states. >> it's (bleep). >> jon: jordan klepper, we'll bebe automotive innovation starts... right here. with a control pad that can read your handwriting, a wide-screen multimedia center, and a head-up display for enhanced driver focus. all inside a newly redesigned cabin of unrivaled style and comfort. ♪ the all-new c-class. at the very touch point of performance and innovation. ♪ it's part of a hershey's bar. we break it. we bite it. we sneak it. we smoosh it. we savor it. we love it. hershey's is mine, yours, our chocolate. atdoes the mercy rule come into effect?ion... introducing fusion proglide rebuilt with flexball technology. makes maximum contact over tricky contours, and gets virtually every hair. new flexball for the fusion proglide. gillette. the best a man can get. [but the more you learn abouty insuran

they're just loosening the lid on the jar a little. when isil comes along, it's look, honey, you're so strong, you did it all by yourself. [ laughter ] >> jon: so at this point what's the attitude in kobani toward the united states. >> it's (bleep). >> jon: jordan klepper, we'll [thinking] started my camry. went to the auction. won a storage locker. found an old guitar. tracked down the previous owner. reunited them. hit the jackpot. the bold new camry. one bold choice leads to another. toyota. let's go places. ted what are you doing? i was trying to get these skittles, but i got stuck. [ crickets chirping ] maybe i should try. [ spider ] i say go for it. [ crickets chirping ] trap the rainbow! taste the rainbow! meat stioh...oh yeah! oh, yeah! oh...oh yeah. oh yeah! uuhh.... oh yeahhhh- snap into a tummy party. snap into a slim jim! you can hook up the whole family for a $100 a month. get 4 lines with unlimited talk, text, and up to 10 gigabytes of 4g lte data. and now the next big thing is here. get the hottest device for everybody i

they're just loosening the lid on the jar a little. when isil comes along, it's look, honey, you're so strong, you did it all by yourself. [ laughter ] >> jon: so at this point what's the attitude in kobani toward the united states. >> it's (bleep). >> jon: jordan klepper, we'll >> jon: jordan klepper, we'll discover axe daily fragrances. >> jon: jordan klepper, we'll created by the best perfume designers in the world, to compliment your style. experience axe. redesigned. drove to her wedding. started my camry. did not forever hold my peace. [laughing] wow! the bold new camry. one bold choice leads to another. toyota. let's go places. ina bite size new ways. to enjoy the full size sensation of peppermint and rich dark chocolate. new, york minis, get the sensation. from axe styling.piked up look mix, rake, twist. hi. terrific. upgrade to axe spiked up look gel. the easy way to superior style. >> jon: welcome back. now the midterm elections -- the midterm elections, and i know you're all really excited -- are only a month away. their out

they're just loosening the lid on the jar a little. when isil comes along, it's look, honey, you're so strong, you did it all by yourself. [ laughter ] >> jon: so at this point what's the attitude in kobani toward the united states. >> it's (bleep). >> jon: jordan klepper, we'll >> jon: jordan klepper, we'll ...delta flushiq... ...toilets. with touch-free flush... ...for when things go right. and the peace of mind of... ...overflow protection for when they don't. delta flushiq toilets. see what delta can do. the smartest or nothing. the quietest or nothing. the sleekest... ...sexiest, ...baddest, ...safest, ...tightest, ...quickest, ...harshest... ...or nothing. at mercedes-benz, we do things one way or we don't do them at all. introducing the all-new c-class. the best or nothing. t-mobthan verizon and at&t. data capacity per customer it's a network that puts data where you need it most. a network designed data strong. finally, the purple pill,hr the #1 prescribed acid blocking brand, comes without a prescription for frequent heartburn

conditions have to thaw, and we need a loosening of underwriting to attract buyers into the market. it's about the job market, incomes. we need the job market coming back. income growth - that will resolve a lot of problems with houseing. >> what role, in your mind, do students - when i say students, people out of school in the last 10 years, is that a segment of the home-buying population that we need to thing about. we spoke to home buyers, who say they need a different product the the product available now is out of the range of first-time buyer. >> there's some truth to that. on the mortgage side of things, a little flexility in the product, understanding where the buyers are coming from, and there's a lot of differences or changes in taste. we'll meet new product in terms of the houses that they want to buy. it will be more multifamily and condos. a lot of things are changing in the market. that's why it's difficult to assign a specific number to the impact of any of these moving parts. >> chris, a senior director. thank you for joining us. >> coming up this week, something spe

it could loosen it up. what you really need, you need the first-time home buyer. talking about reducing down payment from 5% to 3% on fannie mae and freddie mac loans. again we still have dodd-frank to deal with. that says if a borrower puts 20% down the lender has to put skin in the game. they put up all the roadblocks for people to obtain mortgages especially at the entry level. liz: talk about mortgage rates right now. everybody plays the game, i want to catch the bottom. do you think they go lower? where are we right now for jumbo loans? what are the best possible rates to be able to get? >> you're around 4% a little beneath on 4% on fixed rates. liz: that is amazing historically. >> great time to do it. we said we anticipated this might happen. remember with qe ending stocks tend to act adversely interest rates improve. this is great opportunity for people to take action. , if you took out a mortgage 15 months ago you're at significantly higher rate, a half or 3/4. why not reduce a to a lower rate. david: you predicted pull back came in october. you're right

housing recovery is partially due to the fact that it is hard to get a loan, and the theory is if we loosen these requirements perhaps we will get more first time buyers into the market and we will also get something called boomerang buyers, that is three and a half million people who went through foreclosures between 2006 and 2010, three quarters of a million who went through a short sale that will will get those people back in the market. >> glor: but you think there is a birthday a hitch here. well just because you have lending requirements that are looser doesn't mean the banks will make the loans and buying a home may not be the best thing for every american family, so i think both sides have to go in with ey eye open knowing we stil have some time to go before housing gets back to normal. >> glor: all right, jill, thank you very much. >> thank you. >> glor: still ahead here, rays from davey jones locker, blackbeard's cannon. >> >> glor: a lava flow in hawaii is threatening homes, the lava from kilauea has been oozing toward one neighborhood for over two years now, but now it is gettin

steam is injected underground to loosen the oil and it is pumped out. the thick tarlike crude must be mixed with chemicals to make it flow through the pipeline. tar sands require 70% more energy to extract than traditional oil. >> this is a gigantic mining operation in the middle of nowhere. they want to take production by 2025, more than double it. >> and your job is to make sure that never comes out of the ground? >> well, look, from my point of view -- i'm not a scientist. the scientists say it would be devastatingly terrible for the seven billion people on the earth if it does. >> when we return, tom steyer looks outside the box for answers. >> i actually believe that the solution for our energy problem is going to be corporate america. ♪ >> tom steyer claims money didn't motivate him, but he was incredibly good at making it. the investment firm he founded, farallon capital management, has a market value of almost $4 billion, and that has made steyer a very wealthy man. if you didn't really like using money as a benchmark for your success, you still

on 205 and the sensors show slowing, yellow sensors below 40 miles per hour, to north flynn and it loosens up. live look near the dublin interchange headlights the commute direction. there was some overnight roadwork between hacienda and the dublin interchange. that's gone. i should say competing for slowest drive time between 580, it's highway 4, 19 miles per hour. that right there as you pass "a" street. this is obviously always a slow spot, as well. once you get past antioch, everything is clear. southbound 242 between concord, walnut creek commute, so far no delay all along th 680 corridor. no delays, no metering lights yet. no delays on the bay bridge. eastshore freeway a nice light 20 minutes from the carquinez bridge to the maze. looks great all across the span right now. and 101 along the skyway and 101 through hospital curve everything looks clear. maybe you have a flight to catch. continuing down into san bruno, no delay there. and 280. no major incidents out the door but if you do want to ride mass transit all are on time. remember kcbs, our radio partner, when you hit the roads

there was nothing during his absence to suggest that he had loosened or lost his hold on power in any way. kim jong-il, his father, was also absent from the public eye for weeks at a time. the north korean people are quite used to this sort of thing. the propaganda has been exploiting his convalescence praising him for working to hard disspite his discomfort. his hold on power is secure. on the other hand he is turning into a kind of a difficult person for the regime to glorify. the one thing they could applause bli praise him for was youth, strength, vitality. now even that is gone. it remains to be seen whether he will be able to insire the north korean people the way his father did. well, this is really busyness as usual for north korea. we have to keep in mind this is a military first state, essentially far right state. it needs constant tension and routine small scale military triumphs in order to justify its existence. on the other hand it doesn't want the provocations to result in all out war. so what the regime does is put slack in the rope in a peace gesture so when the rope

what the director did was he modified some of that that, loosen the reins, sure. the question is a degree -- the question is a matter of degree. host: the numbers are on the screen. we have divided them a little differently because we are talking about home mortgages and some of the rules surrounding it. owning a home, looking to buy, if you are a renter. david stevens, during the bush administration, there was a lot of talk about this ownership society and an increase in the home ownership rate, which was very important. from your perspective, do you think that is important? guest: if you target a homeownership rate, you can expose yourself to problems. we have various economic conditions, we have wage conditions that are different, student loan debt. making about an absolute target for homeownership rates can actually create a motivation to put products into the community of american homebuyers that are actually not sustainable, and we saw that in previous administrations, not just the bush administration. it has no political boundaries in that kind of discussio

this may be an indication that the television censors are going to loosen up.hat would be very good news for hollywood and for jack ma. >> editor at large corey johnson and gordon chang author of "the coming collapse of china." twitter ceo dick costolo is making a shift from the company's core products while doing so -- details "request." ♪ >> he has built some of the world's biggest pop stars. justin bieber, ariana grande and carly rae jepsen. it started when scooter braun stumbled across a youtube video of a kid in a canadian talent show. that kid was justin bieber. braun is the manager who catapulted him to superstardom. but as the music industry goes through dramatic transformations, ron is reinventing his own empire, producing movies and tv shows, investing in tech companies like

. >>> loosening d.c. marijuana laws. council just approved two big changes. one with will seal the records of anyone with a non-violent marijuana crime. council members also approved a billo allow doctors to prescribe marijuana for any medical reason. >>> more students will be walking to school. today is walk to school day. the transportation department reminds you to slow down in school zones and never drive past anyone stopped at a crosswalk. coming up at 5:00, storm team 4 meteorologist chuck bell will be at rolling bell to get an idea what kind of weather as the kids take a week, it seems nice out there. >> we can't complain at what we're seeing outside. that is the moon still shining brightly at this early hour. but that is going to change a bit as the morning goes on, right, tom? >> it will dark and dramatically around 5:15. darkest at 6:30 to 7:00. it turns a dark red color. radar showing the rain has exited our region. and we have that sky clearing out. our temperatures are getting chillier with a blustery northwest wind. walking to school today. we'l

the fed here, the next move is tighten, not loosening, so there is not a lot more they can do, if thekets conclude that the best we did was get a 2 1/2, 3% growth rate and rollover from there us not an ingredient for an up market from here. on the other hand, if they say that the u.s. is so powerful and the growth is strong enough, that we are going to pull the rest of the world up, then we won't have a correction. so what i would say to investors it's too late to sell, to early too buy next couple of weeks will tell the story but what you want to on is stick with quality, you don't want to own small stocks or junk debt, you want to own the big, large multinationals with dividends, low pitch. ratios, diversified global participate -- >> all the big things. >> you can participate if things are good but protected if they go the wrong way. >> one other thing people are talking about in terms of going the wrong way is all of this is happening against this backdrop where we have big joe owe political issues, ebola, isis, how do you factor that in to what's happening, if you layer that in t

regulators took steps toward loosening credit markets. report, some experts think regulatorsr not addressing the root problem. >> the feds ever so slightly loosened grip on lenders, giving them more freedom and encouraging them to issue loans with only 3% down. at a mortgage banker's condition, federal housing finance agency director melvin watts said, quote, we know that this issue has contributed to lenders imposing credit over lazy that drive up the cost of lending and restrict lending to borrowers with less than perfect credit skordz scores or less conventional financial situations. >> the housing market has two major drivers: credit and demand much the feds action as the other thanship e kwalt but the stats are sobering. >> new home sales performed better in the third quarter of 2014 than they have since the end of the 2013 but they are still at recession levels. nearly 300,000 fewer fha loans were issued in the 12 months ending june this year compared to 2013. the mortgage banker's association expects total lending for home purchase

they're just loosening the lid on the jar a little.hen isil comes along, it's look, honey, you're so strong, you did it all by yourself. [ laughter ] >> jon: so at this point what's the attitude in kobani toward the united states. >> it's (bleep). >> jon: jordan klepper, we'll >> jon: jordan klepper, we'll bebe you want i fix this mess? a mess? i don't think -- what's that? snapshot from progressive. plug it in, and you can save on car insurance based on your good driving. you sell to me? no, it's free. you want to try? i try this if you try... not this. okay. da! ♪ [ male announcer ] give extra. get extra. [door be♪l rings] [door bell rings] [phone rings] hello. heh. heh. heh-he-he... t-mobile's is the first national network to give you wi-fi calling. now every wi-fi connection works like a t-mobile tower. it's wi-fi unleashed. anncr: now you can merge the physical freedom of the car, with the virtual freedom of wi-fi. chevrolet, the first and only car company to bring built-in 4g lte wi-fi to cars, trucks and crossovers. hi mom. you

the incts and other small creatures are also important -- they help loosen the soil.ampus plantation also uses as little chemical fertilizer and pesticides as possible. >> most commercial farms would put pesticides within this to kill any insects within the bunches. we however use a combination of chile and hot pepper. >> the workers also benefit. they earn more than the local minimum wage, which is equivalent to about 400 euros per month. the bananas are sold abroad. the profits go to fund scholarships for 20 students. it costs about 17,000 euros to attend earth university, but only a few students pay the full cost on their own. >> over the years, we have been able to convince friends, donors, companies, governments including the german government to support an institution like this. to support these kids to come and have this kind of education so that we can break that circle of poverty. we can improve the conditions and they can improve their family, their community, their countries. >> in return, they're now recording a video message -- a message of thanks from 40

avoters can decide with to loosen the san jose tough new regulations on pot clubs. medical marijuana dispensary owners and supporters submitted 25,000 petition signatures to election officials. that is more than enough to get a referendum on the ballot which blocks expensive zoning and safety and operation am regulations that could force all 80 pot clubs to shut down. election officials do not want to call a special election because of costs. it could be 2016 before the measure is on the ballot. >>> the national colleague wild card game may not be at at&t park but giants fans can clear on the team. bumgarner faced the pirates and fans can watch the game for free on the big screen at at&t park. the case opened at 4:00 and a victory send the giants to the division league series against the washington nationals on friday. >> a's fans lament a sad end to the season. it was frustrating nailbiter and the royals won last night. the a's had the lead and six outs from victory the a's gave up these runs and the a's regain the lead after looks it and the bullpen gave up two ru

he was pledging to loosen monetary policies.e same time, the german draghi saidister -- it was best to protect that the ecb will start raising rates by 2017. u.k.toric day for the party in the house of commons. he won the seat from the conservative party. and claimeddefected the seat for his new party and a by election yesterday. it puts more pressure on david cameron, who promised a referendum on eu membership by the end of 2017. the u.k. is set to start ebola screenings at airports. it comes with as to new cases are reported in eastern europe. the world health organization has warned the disease is now entrenched in west africa. chinese officials are set to meet with angela merkel. willuld this dish -- they discuss trade relations. we are joined by ryan chilcote. hard to understate the importance of china for germany. >> they have a massive delegation that gives you a sense of how important relationships with germany is. it's equally important for germany. if the eu is china's biggest trading partner, germany counts for word.

you're seeing it out of tracy on 205 continuing to about north flynn and then it does loosen up a bite drive time is up to 22 minutes right now from the altamont pass to the dublin interchange. so again westbound 580 when it starts to pick up we see slow traffic on highway 4. it's usually one right after the other and right now westbound it is beginning to bottleneck there approaching "a" street. that is your latest "kcbs" drive to work. michelle, brian, back to you guys. >> all right. thank you, elizabeth. >>> it's long been a major pain in the neck for santa clara valley commuters. today is the first step towards solving the decades old problem at 880 and stevens creek boulevard. kpix 5's kiet do looks at the new ramps opening up this morning. >>> reporter: we are right here near valley fair mall and check it out, the days of caltrans construction just opened up a few moments ago at 5 a.m. this morning. this moment $62 million, two years in the making. we're talking about getting on and off of stevens creek boulevard from 880. chopper 5 shot this video of crews putting the finishing

loosening? i think the week happy we'll see qe end on schedule, but we will probably see a mixed message. labor markets are improving, slowly by surely, and inflation expectations have come down a bit. i think janet yellen is probably more focused on the inflation side. we can afford to have the jobs improve as long as it's not creating wage pressure, which so far are fairly tame. >> midterm elections are coming out. how does it play out? does it impact stocks? >> i think it did. i think it does matter, though it's interesting how different the word is now from two years ago where every bim in the s&p you could attribute to something around the election. i think it does still matter. the consensus is looking for the republican party to take some seats in the senate, and i think in that environment at the margin, we probably have a relatively better chance of getting some trade policy through. which would be positive for global growth. i think that probably either way we have more likely-led of i

so, give it a couple minutes and this delay will start to loosen. but unfortunately, as you can see, people are pretty much just sitting out there on 95 right now. in clementon, an accident white horse pike eastbound at white horse avenue. the right lane has been blocked for about 2 1/2 hours at this point and is still blocked in that area. also following an accident in berlin, cross keys road at watsontown new freedom road. that is blocked in that area. you can take taunton road as your alternate. as far as the majors go in delaware, we're not reporting any accidents there, just normal volume starting to build. bridges are looking good right now, and so far, no big delays to report on mass transit. tracy. >> all right, jillian. 6:10 right now. >>> unwelcomed visitor. the accused white house jumper's in court today, while the secret service is on trial on capitol hill for what could have been tragic missteps. >>> and the grace period is up. if you run a red light in this montgomery county community, expect the township to contact you. my one word to

they're just loosening the lid on the jar a little. when isil comes along, it's look, honey, you're so strong, you did it all by yourself. [ laughter ] >> jon: so at this point what's the attitude in kobani toward the united states. >> it's (bleep). >> jon: jordan klepper, we'll [prof. burke] it's easy to buy insurance and forget about it. but the more you learn about your coverage, the more gaps you might find. like how you thought you were covered for this. [boy] check it out,mom! [prof. burke]when you're really only covered for this. or how you figured you were covered for this. when you're actually paying for this. you might be surprised at what's hiding in your coverage. talk to farmers and get smarter about your insurance. ♪ we are farmers bum-pa-dum, bum-bum-bum-bum ♪ [announcer] call 1-800-farmers and see how much you could save. ghave a nice flight!r bag right here. traveling can feel like one big mystery. you're never quite sure what is coming your way. but when you've got an entire company who knows that the most on-time fli

they're just loosening the lid on the jar a little. when isil comes along, it's look, honey, you're so strong, you did it all by yourself. [ laughter ] >> jon: so at this point what's the attitude in kobani toward the united states. >> it's (bleep). >> jon: jordan klepper, we'll (vo) you are a business pro. maestro of project management. baron of the build-out. you need a permit... to be this awesome. and you...rent from national. because only national lets you choose any car in the aisle... and go. and only national is ranked highest in car rental customer satisfaction by j.d. power. (aaron) purrrfect. (vo) meee-ow, business pro. meee-ow. go national. go like a pro. takeand . . . exhale. . . . . aflac! and a gentle wavelike motion... ahhh- ahhhhhh. liberate your spine... ahhh-ahhhhhh......aflac! and reach, toes blossoming... not that great at yoga. yeah, but when i slipped a disk he paid my claim in just four days. ahh! four days? yep. see why speed matters at aflac.com. [sfx] duck snoring hey oh, one bloody mary, served at a perfect