lori garrett is the author of the new book "i heard the siren scream."hance to sit down with her earlier from new york. lori, were you a scientific consultant on the movie "contagion." you spent a lot of time with the writers and researchers. the question a lot of people are asking me, i'm sure they're asking you, did they get it right? is this a realistic scenario? >> i think it is as realistic as we can be about something that hasn't actually happened. we're trying to come up with a whole set of facts, statistics, character portrayals, what happens to society, how the virusby havz, all based on a hypothetical but well grounded in experiences that i had with sars, with the early days of hiv, with plague in india, with at least 25, 30 epidemics i've been in. >> you communicate these types of issues to the public a lot. this is your area of expertise. do you think a movie like this is helpful in terms of your mission? i know that's not what they specifically set out to do, but does it help you or hurt you? >> i think it helps a great deal. i think people

we'll speak live to lori garrett who advised the producers behind the scenes there on the movie "contagion when with it comes to this kind of emergency we're just not prepared. ba we're back, that conversation in 70 seconds. . . >>> time now for the help desk where you get answers to your financial questions. joining me, lanette cal fawny cox, the founder of ask the money coach.com and stacy francis, a certified financial planner and president of francis financial. thanks for being here. first question for you, lanette, a pretty straightforward one. how can i get a loan without a co-signer if i have a limited credit history? >> elizabeth, the truth is you may not be able to do so if you don't have a co-signor if you don't have very strong credit on your own. you have a couple of options shg one is to wait, build your are rating and try lighter. the next is put p up some collateral of some form depending on the type of loan you want. she wasn't specific. i don't know if it's personal, home loan, whatever. but really lenders want to see that you have some skin in the game so collateral may b