. >>> joining me now is lori thomas. san francisco restaurant owner and the executive director of the golden gate restaurant lori, thank you much for joining me. >>> thank you for having me. >>> how do you respond to the insurance industry saying they can't affo pay out these claims? >> i don't think anybody can afford anything right now. i think we are all in a period of extreme financial stress. and whatwe woullike to do is take a ok at seeing where obligations that have been paid for, in terms of premiums for and other business owners can be satisfied when we file the claims. we are just asking for financial resources that we ask vector to be avlable for us. >> reporter: do you know of a single restaurant in the san fransco area, or with the golden gaas restaurant ciation membership, whose claims have been approved? >> no. and i have asked around. but i have asked around and nobody has received any claims. many have been denied, in ct. we knwhy. we have been hearing why that is. we'll talk more about that. but unfortun

thomas. san francisco restaurant owner and the executive director of the golden gate restaurant association. lori, thank you so much for joining me. >>> thank you for having me. >>> how do you respond to the insurance industry saying they can't afford to pay out these claims? >> i don't think anybody can afford anythi right now. i think we are all in a period of extreme financial stress. and what we would like to do is akeok loatfor, in terms r of premium many, many years by restaurants and other business owners can be satisfied when we kifinglefo financial resources that we ask vector to be available repoer: single restaurant in the san or francisco areawith the golden gate restaurant association membership, whose claims have been approved? >> no. and i have asked ound. now, weare rlinnoboy th has re many havebeen denied, in fact. we know why. we have been hearing why that is. we'll talk more abouthat. but unfortunately, no. >>let's get to that. why are they being denied? >> well, there are multiple types of coverages on liability insurance policies. this is what we're talking abou sosp, ecic al