lou dobbs and i will analyze. >> there's something much more fundamental about mitt romney. he seems so old-fashioned when it comes to women. >> a new study shows that two out of the three cable news networks are more negative than positive toward mitt romney. can you guess what two they are? bernie goldberg and i will have some thoughts. >> i don't have anything, anywhere to go, i don't have no clothes. >> the new york city area really suffering because of hurricane sandy. we will have the latest on that. >> caution, you are about to enter the no spin zone. the factor begins right now! hi, i'm bill o'reilly. thanks for watching us. as was predicted yesterday, the national media is reporting today's economic news is a plus for president obama. i'm not saying the data is not a plus, i'm just telling you what the national media is doing. i'm reporting, not analyzing. but now i'll start analyzing. i listen to cbs radio every morning. it's usually pretty fair in its assessment of the news. but i knew when the economic data came out today cbs would report it this way. >> the labo

lou dobbs. >> we have to give lou dobbs plenty of credit. magazine arrived at my door with lou dobbs on the cover i would be perfectly fine about that. let's talk about apple. apple is on the move to the upside. we talked about the iphone five getting approval in china. this is a really big deal because some of the experts would say the recent selloff we've seen in apple because of the delay getting the iphone five over to china. with this, this obviously would give them a whole broader new market and interestingly enough a lot of the analysts have been very hot, these are my friends from florida. show your iphones. they're huge lou dobbs fans. >> lou. >> right? >> i phone is hot. >> citigroup with a price target of $675. we're certainly getting a lot closer to the 600 mark and maybe ultimately back to the 700 mark which is the awl-time highs. these are my friends from fforida with iphones. back to you. melissa: welcome. nice to see you. there you go. lori: states fighting back against the president's new health care law putting the, putting

lou dobbs here on all of this. so far what do you make of it?well, when it comes to new jersey, the governor doing the right thing, trying to accommodate hundreds of thousands of people who don't have power, who have been just simply devastated by the start. and i think at least this is a gesture of accommodation. i think every one of these people would like to have power. like to have water, like to have gasoline. neil: all this time, they are still not. >> this is a disgrace. everyone had a lesson of katrina. for any governor, for any in my judgment, any president, and the mayor not to have an emergency plan to deal with this kind of situation is coming to me, extraordinary. i'm sure we're going to have retrospectives on it, but it is a very difficult situation. neil: in the nor'easter coming. >> and now we have a nor'easter coming. rehearing that it will be less %-the truth of the matter is, until we come to terms of the fact that we have two-thirds of the gas stations in new jersey and new york in this region affected, a lot of people are go

neil: back to my colleague, and friend lou dobbs, no shockers yet. lou: a bit of a shocker from robert wolf, you hear his idea of bipartisanship. neil: i never see it. lou: he rattled off, you know obama agenda, let's see comprehensive immigration reform, infrassructure, a fiscal deal. we've seen a fiscal deal, where you run-up trillion dollar plus deficit. neil: and no budget. do you think it changes regardless who was wins tonight. have you this fiscal cliff, does that change? does the meter move? lou: it has to, it is one of those unfortunate at times in our history where events dictate policy, this president, no matter how muchy he would like to continue to spend money shall be constrained. and governor romney made it clear, he will introduce idea of fiscal policy responsibility into the federal government, again, that is clear. this is beyond the volition of president obama. neil: they are staring at the same deadline. we think common sense will kick in they have to do something but they don't always. lou: they will reach a fiscal dee ideal in 20

lou dobbs. this is a sweet deal, isn't it? you and me, particularly you and me. i think we were mentioned at the press conference yesterday. all right. and corporations in general, and then he invites immelt, who didn't pay any taxes. >> it doesn't seem right, but i'll forego the thrill of being in the meeting with him. it's amazing. immelt gets a pass. they've had one meeting and a jobs council which explains our high unemployment rate. >> bill: we should explain to the audience which was a job council and immelt is the president of it and they had one meeting this year. in that meeting, i think the president was there for like ten seconds and left. >> no one can figure out what they do. and immelt is talking like it made a major contribution. these 12 ceo's sit down with him, big multi nationals and don't produce the majority of the jobs. so why wasn't there somebody from small business there? >> bill: i think it's a dog and pony show, but i'm not really sure why. but you know the why of why -- >> we're going deep today. >>

i was with my colleague and friend lou dobbs noticing this.are following up on this theme that you get something from the government you are not going to turn your back on it. >>guest: the governor was fighting a report of forces on election day in early voting. but when you are looking at as many as 35 to 40 percent of the state's population on entitlement or special assistance from the federal government, you have a whole new set of barriers to overcome as a republican and particularly when you have made the terrible misjudgment in messaging to say 47 percent of the country is dependent upon the federal government. >>neil: did it come back to hurt? >>reporter: i do in the say it hurt president obama not sufficiently in the minds of governor romney and republicans, but it hurt president obama when he said you didn't build that. those are pivotal statements made in the campaign which was a contest between government and individual freedom, opportunity, and entitlement and, unfortunately, for the republican party, their standard bearer and what

megyn: joining me now is lou dobbs.is the anchor of "lou dobbs tonight" on the fox business network. there you see the danger of being too full of praise for any official in the wake of a tragedy, there is peril in doing it. because you wind up with some might think that dominating the news cycle you do dominating the news cycle and unfortunately we will hear those cries from people who are still suffering through miserable conditions. what appears in some cases, literally for weeks. one of the things i would like to do is correct governor chris christie. he did not simply say thank you. he literally slobbered over the president. with his expressions -- by the way, that had to be -- and this is not a foolish or dumb man. he had nobody was doing. he did not simply extend a hand. he embraced this president. at least physically and empirically, embraced him. right now we are looking at more homes without electricity in this region after hurricane sandy one week later than we were looking in the aftermath of hurricane katri

lou dobbs back with me.verything is coming to fruition as expected, but there has to be a little disappointment of the romney felt because they had hoped. >> as they extended the campaign into pennsylvania and everyone talking about fool's gold for republicans, it turned out to be fool's gold. but it is also representative of what governor romney is up against this evening. and what he has been up against since it began this campaign. one of the interesting, amongst a host of interesting statistics about pennsylvania and other states that are battleground states is the money that is not counted often by this -- these cougars and political journalists. among those is some many people in estate are drying medicaid, are on state disability, how many of them are on medicare? because at that who is working for the government, who is doing this. but you are talking about nearly 40 percent of the state of pennsylvania is on some form of entitlement. it is extraordinary. neil: and that doesn't move with -- movie is

we'll ask lou dobbs about that.ori: how do people feel with the hurricane behind us and the election ahead of us, they're buying treasurys today. selling off a little bit but yields are still down. 1.68 is the percentage on the 10-year note. out the curve the 0-year-old yield is down to 2.68%. [ male announcer ] this is steve. he loves risk. but whether he's climbing everest, scuba diving the great barrier reef with sharks, or jumping into the marke he goes with people he trusts, which is why he trades with a company that doesn't nickel and dime him with hidden fees. so he can worry about other things, like what the market is doing and being rea, no matter what happens, which isn't rocket science. it's just common sense, from td ameritrade. >> i'm liz macdonald with your fox business brief. stocks continue to drift between gains and losses. just a day before the presidential election. right now the dow is down about 7 points to 13,086. some low wage employers are reportedly shifting full-time positions to part-timer

lou dobbs is next. an armored truck filled with money crashed.r police arrived on the scene. military families sacrifice so much. coming up, get out the tissues, a heartwarming reunion. i might not make it through and you don't want to miss. >> it's been a really long year. i'm really glad to have him back. >> as i said before, we can't just cut our way to prosperity. if we are serious about reducing the deficit we have to combine spending cuts with revenue. and that means asking the wealthiest americans to pay a little more in taxes. >> that was president obama speaking a little more than an hour ago, flanked by people the president described as supporting the tax on the wealthy. lou dobbs joins us to hash it out. great to see you. >> reporter: quite a day we are having. i was expecting the president -- the white house made much of the late arrangements of the speech from the east room and the president to speak:economic growth and the deficit. i said to neil cavuto the night of the election and others. this president is too smart. he will step

lou dobbs is here.e been a outspoken critic on the handling of the benghazi situation so what does the poll reflect? >> the poll reflects the sentiment, without knowing the details, understand that this administration has stonewalled, refused to be forthcoming not details but even broad brush strokes what was going on in benghazi before the attack. how much warning we had. it was, it's, it's a time for frankly, this administration, it is past time. the american people decided in large measure, i don't know what the percentage is, but an administration that won't be forthcoming, that has been contradictory, unrelentingly revisionist in its statements, basically amounts to a lie, to the american people. and i think that will be reflected tuesday. melissa: i mean it is really true when you think back to the initial response. i remember at the time being floored. it was so on just it was 9/11 after all. >> 11th anniversary of september 11. melissa: yes. to blame it on a film out of gate i found so insulting

lou dobbs, neil cavuto also joining in. we'll walk you through the returns again beginning 5:00 p.m. eastern and clearly well into the night. can't afford to miss it. lori: no you can't. neil is fun. tracy: longer the better for neil. he gets funnier and funnier as the night wears on. tracy: certainly does. lori: so much more ahead including which invests could pay off no matter who wins. charles payne is next with that. tracy: we're talking about aol. aol's stock shooting higher on quarterly results. ceo tim armstrong is our special guest. every day at this time of the day we look how oil is trading. oil up $3.11. 88.76 a barrel. not only do we not have gas it will get more expensive. we'll be right back. we have big dreams. one is for a clean, domestic energy future that puts us in control. our abundant natural gas is already saving us money, producing cleaner electricity, putting us to work here in america and supporting wind and solar. though all energy development comes with some risk, we're committed to safely and res

cavuto, we're hoping to have this resolved with our coverage that starts with stuart varney, then lou dobbs, and we are on 6:55 eastern time, we hope to have it resolved early morning november 7, betting is 1 or 2 aim, aimee copland, i would -- i thought we would push ourselveses into our friend don imus' program, but because it could be so close, in particular ohio, that there will be recounts automatic recounts there could be lawyers, automatic litigating that is where you find our eric shawn in cleveland, ohio, they are getting ready for the worse in this case, what could be a long, drawn-out series of days, picking through ought of the votes, right? >> you are right, more than days, right now tonight, christmas wreaths are out in front of tower city center top of tower lit up in red, white and blue, is it possible we could be here until december? i don't think so, but this is how it could potentially happen. automatic recount starts in ohio if you are within 1/4 of 1% of the vote that is about 20,000 votes, in 2008, you have about 5.6 million or more, this time, money less, because ther

dobbs, mr. rich by. >> thank you very much. lou: up next new york city mayor bloomberg refuses to let national guard help are hurricane sandy recovery, why? you will not believe why, we'll have the full story. >> and president obama coming just short of declaring out right victory on the campaign trail today. we'll be joined by best seller author brad thor, calling it sure chicago campaign tactic, with his theory and forecast for this upcoming presidential election, he is up next. you see us, at the start of the day. on the company phone list that's a few names longer. you see us bank on busier highways. on once empty fields. everyday you see all the ways all of us at us bk are helping grow our economy. lending more so companies and communities can expand, grow stronger and get back to work. everyday you see all of us serving you, aroundhe country, around the corner. us bank. we don't let frequent heartburn come between us and what we love. so if you're one of them people who gets heartburn and then treats day afr day... block the

lori: lou dobbs, thank you as always. >> thank you. lori: we'll see you back here tomorrow same time. same bat channel. americans for tax reform president, grow very norquist, he is hot topic. why are top republicans abandoning his tax pledge. >> cowardice, some sort of courage of pledge they made of their own volition. lori: he is losing clout though? >> no, you loss some senators losing their self-respect. lori: i look forward to the chat. >> you got it. melissa: it is quarter to 2:00. as we do every 15 minutes let's check on the markets. nicole petallides on the floor floor of the new york stock exchange where teen retailers are on fire. >> teen retailers are doing very well but retail overwell as far as up arrows. we talked about the costco leading the s&p 500. look closely at some of the names including american eagle, aeropostale coming out with numbers, look at aeropostale, up 5.6%. american eagle outfitters is doing so well up 7% as they came out with the higher than expected sales. they saw their margins stronger than expected

do you get a sense though, lou dobbs and i were getting this last night, the better angels that could inspire president to no longer obstructed by another race or anything to answer to the public, you can rise above the fray and be a better president, a lot of 6 term presidents try that -- second term presidents have tried, that what are barack obama's chances to short of be a bigger president in the second term? >> i think he would have that opportunity, but he would have to change things from the first term, for example, "fast and furious" investigation, has been blocked, by the president himself, by giving executive privilege, and by department of justice. that is only prolonged that particular thing. until current time and it is still pending. neil: i think that this presidencies it as annoying and little bitly driven -- politically driven, maybe he does not care, i could be wrong. ed meese thank you. >> thank you. neil: we've been talking about a possibility of a fiscal cliff, what if i told you this things dragged and, and at the end of the year, jobs fall you of the cliff, and

lou dobbs on that just ahead.elissa: time for stocks let's head to new york stock exchange with nicole petallides. the educational books sale? >> mcgraw-hill has the apparel. busy trading this morning indicated it resumed and the action on wall street is up 1.6% agreed to sell the education unit to apollo global management. worth 2.5 billion dollars. people on the inside have been about this it has taken one year but now finally moving forward. melissa: several leading republicans hitting the talk-show saying they would consider violating the anti-tax pledge as part of the fiscal cliff deal and? we chambliss has argued grover norquist has no plan to pay down the that. >> i will violate the pledge for the good of the country only if democrats and do entitlement reform really pledge to avoid the grief. melissa: but grover norquist fired back today. >> for the last 20 years they have kept the pledge and however that and the tax issue are very, very powerful. >> they will keep it again? >> so does it still hold weight

melissa: lou dobbs, thanks so much.ou can see lou every day here at this time. >> every single day. early today. melissa: plenty of time. 7:00 and 10:00 p.m. eastern tonight. catch former cia operative gary bernstein joins lou to discuss the scandal that embroiled the top military and cia officials. thank you, sir. >> thank you. lori: let's check the markets with nicole on the floor of the new york stock exchange. you have internet movers. that caught your attention. >> let's look at facebook. everybody remembers the ipo back in may. $38 ipo. certainly off those levels and sliding once again, down arrows once again. we know so many insiders sold off. and tomorrow we have another lockup about to expire tomorrow. so more than 700 million facebook shares will hit the markets tomorrow. we're already seeing the selling. the chief operating officer, sheryl sandberg, already sold more than 500,000 shares in recent weeks and still has 20 million left. we have to keep everything in focus. one of the early investors from paypal,

lou dobbs is the host of "lou dobbs tonight" on the fox business network.ch and that will do it. >> simple deal. megyn: makes people feel better though. the rich, they have so much money. >> right. megyn: you know, why not, if somebody has to pay, why not make it be the rich and maybe that will make a dent. >> as a matter of fact, if we were to allow these rates to go ahead as it appears in fact this administration's intent upon doing, raising the top rate to 39., restoring higher rates whatever they may be ultimately for capital gains, this will not have a significant impact. i know i'm going to create quite a stir by saying this, it will not have a significant impact on the wealthy in this country. what it will do is play havoc with those people making somewhere between 100 and $250,000 a year. they will feel the pain sharply and profoundly. megyn: because their rates will go up as well? >> yeah, absolutely. right now we have a group of people who are exercising the maximum lack of intellectual integrity. as this administration is talking about raising ra

lou dobbs will be coming up. lori: why is this all coming up after the election? and president obama meeting with ceos at the white house a little later on after the press conference. he is looking for $1.6 trillion in tax hikes. how will he sell this one to business leaders still ahead? stocks selling off, wonder if it has nothing to do with the president's upcoming remarks. higher taxes, nobody like that. especially in this crummy economy. starting off in the green. let's go to the full the new york stock exchange, cisco had been helping keep us green, but not so much now. nicole: the dow down three quarters of 1% packing up the losses we saw last week, getting any economic news. the stock market struggling overall, but still the geopolitical concerns. the president coming out to talk about taxes and such. still worried about the fiscal cliff to name a few. the nasdaq down half a percent actually slipped into correction territory off of the highs in september. and let's take a look bucking the trend, other names have been hit hard, for example. here's a look at

what does lou dobbs think? melissa: corporate america racing to get ahead of the cliff with wall street funds to help your wallet. melissa: time for stocks ahead to the floor of the new york stock exchange with nicole petallides confidence hitting the post recession peak but traders are not buying it? >> >> of its numbers result of the market moved higher the dow moving into the green but now was sells off continuing the trend. we're doing much of the same we're under pressure with dow jones industrial average but also of the nasdaq has some of perot's. the confidence numbers of the highest levels since february 2008 also case-schiller shows the total order for durable goods is unchanged. we have a deal on wall street and some upgrades so there are bits and pieces and many are rushing to get ahead of the fiscal cliff. lori: with the potential tax increase with dividends companies to try to get a job and are paying dividends early before jittery first. joined the is seen him from s&p capital investment strategis

he was the anomaly i want to take up my colleague, lou dobbs. popular vote going the other way it still favors mitt romney. >> a million and a half votes. sweeping through california. we picked those folks up. it's pretty clear that martian will diminish. but if this holds up, you know, as you observed earlier it's going to be a great conversation point. it will be a great historical footnote. it will be only that because the electoral votes are obviously what to size this. as we look at what you just showed, 244 votes. tantalizingly close. this is nearing -- neil: once they will do it, the deal. you know, there's got to be a lot of second-guessing. especially if he loses florida. all bets are off. did they waste time? going to pennsylvania, going to michigan, he might have made the statement. was it a risky head fake? >> i don't think so coming as late as it did. we have to take -- we have to take some notice of the fact that the impact of the hurricane . hurricane sandy is going to be, i believe, considered a force that not only dealt a heavy

lou dobbs, thank you so much. see lou every day here at this time. >> isn't that exciting?issa: 7:00 and 10:00 eastern tonight. catch former special counsel to bill clinton lanny davis. >> elections have consequence is. i'm talking to one of the leading democrats in the country about the very question that we raised here. what in the world lies ahead? melissa: there you go. lori: we do have breaking news here for you. direct your attention to the markets this is the dow losing steam here, session lows, down 82 points. don't forget about yesterday's steep decline. clearly below the support of 13,000. we have new technicals coming in here. 12,848. most of the sectors are lower for a second straight day. to nicole petallides live on the floor of the new york stock exchange. she has more. >> i'm looking at market averages and nasdaq and s&p 500 down 1% each. that tacks on to yesterday's losses. it shows you the trend is to the downside. a couple of things to note and a little glimmer of hope whether or not the market is oversold. when you look at 90% down days like we saw yeste

his name is lou dobbs and he begins now.

lou dobbs, a great american, and host of lou dobbs tonight on fox business channel, joins us now.hat do you make of this? people are saying they're retaliating against president obama for being reelected, and that's what this is all about. >> and that's unfortunate, because it is the mark of our times that people are looking at everything in these sort of petty, partisan views. they don't understand that when people tell you that obamacare will cost us billions and billions of dollars and business will be impaired in what it can do because of the onerous costs of obamacare, they mean it. they actually have consequences. you know, the president says elections have consequences. one of them is obamacare, as john boehner put it the other way, it's the law of the land. that means that businesses are going to be laying people off. that means that over eight million americans who are part time are going to continue to work part time until we see a real resurgence in this economy, certainly. because it's just not economical for the employer to move ahead. it's cheaper for them, in fact,

joining us now fox business network lou dobbs host of lou dobbs tonight. they say the numbers went up a little because folks are starting to look for jobs again. >> there is some truth to it. it's an irrelevant truth however. 7.9% means we still have 23 million americans, megyn in this country that are unemployment, under employed or given up looking for work. 7.9% will be the last number in the minds of most people as they go into the polling booths. it's not a happy number. we've actually seen this president, as we go beyond these numbers, this is the first black president, and if we look at the unemployment among blacks, as you just suggested, it has worsened. for black women it has worsened remarkably. moving from 9.2% to 12.4% over the duration of this president's term in office. for hispanics it is the same story, overall effectively the same rate, but for women the rate is, again, a sad story. megyn: don't you think there is a perception that the president is for the lower socio-economic classes, and the president is somebody who will protect the in

lou dobbs joins us ahead. melissa: the s&p having the best to date gains in months.we are heading back to the new york stock exchange. look at treasuries as we head out to break. we will be right back. ♪ sometimes investing opportunities are hard to spot. you have to dig a little. fidelity's etf market tracker shows you the big picture and it lets you go in for a closer look at areas within a class or sector that may be bucking a larger trend. i'm stephen hett of fidelity investments. the etf market tracker is one more innovative reason serious investors are choosing fidelity. get 200 free trades today and explore your next investing idea. >> i am robert gray with your fox business brief. the rally on wall street continues sparked by optimism over the fiscal cliff. better than expected reports on the housing market. the dow is up 162-point right now. intel ceo and president will be stepping down from his post next year. after nearly 40 years with the company, he will retire in may. they are in the process of choosing a successor. they will look at internal and extern

with stuart varney, lou dobbs than neil cavuto. you will bring as the exit polls?hey could be controversial you could negative the hopes if released to early. >> we have a meeting about that. sandra smith brings of the names of the stock. >> and we have a live report from nevada. >> look at the 10 year treasury. >> by a at robert gray. with your fox business brief eight people have been shot to word dead in california at a food company. the abc affiliate reports the suspect is among those dead but it hasn't been confirmed. united arab emirates have requested to buy missile defense from lockheed martin buy it as the boy $6 billion. the sale has been approved we began up to lawmakers to repeal it. >> regulators looking into unauthorized trading after the firm's president told the wall street journal also receive apple shares andover bought by 1,000 shares. this is the latest from fox business, giving you the power to prosper. to line priceline has been soaring since obama won the election in 2008 now we have the winners of the obama era >> daewoo try not to speculate

joining me now is lou dobbs and the host of "lou dobbs tonight." i was interested to hear charlie gasparino call this a farce. he thought this meeting was a farce because he said no small businesses are going to be there. the last time there was a meeting with a joss council, president obama went and read off of the teleprompter. lou: the fact that he is meeting with business representatives is an important process to continue. it hasn't had much effect to this point in the way in which he deals with business. i think that charlie has a point. small business should be represented here. these 12 ceos are going to be meeting with him after he speaks. it is such a small part of the economy. jobs are created by small business in this country. they should be represented here. the national federation of independent business, groups of small businessmen and women. they really make this country work. it is unfortunate that he would choose to work with people who represent such a small percentage of the economy. that is the union leaders. we are talking abo

lou dobbs with his take on that one.his travel out of lax isn't tough enough, try to disrupt traffic. >> this is a real display of ignorance on the part of these unions. first of all neither of these groups represent wal-mart, which also has actions planned against it on black friday. they don't represent the group at lax. melissa: i did not realize that. >> they were thrown out by one group of workers at l.a. international. they are not demonstration against the employer because there's nthere is no relationshn the two. they could be striking at any random business anywhere in the country for all the effort they're putting into this. they're doing it purely to disrupt traffic travelers and others who will be inconvenienced without purpose. what is the point? to bring forward a grievance against one of the employers? it is absurd. and the nlrb, there's happy with the complicity in los angeles of the city in which they are not required permits for what will obviously be a disruption at l.a. international and the port auth

lou: we appreciate that. andther part is, thank you for noting, and putting on record for fact that i conceded that president obama would win at least one state. >> don'think i'm forgetting our bet, mr. dobbs, mr. rich by. >> thank you very much. lou: up next new york city mayor bloomberg refuses to let national guard help are hurricane sandy recovery, why? u will not believe why, we'll have the full story. >> and president obama coming just short of declaring out right victory on the campaign trail today. we'll be joined by best seller author brad thor, calling it sure chicago campaign tactic, with his theory ad forecast for this upcoming presidential election, he is up next. ...seems like you guys got a little gass out there. enough already. c'mon guys. next question. mr.ewis? what's your favite color? what's my favorite color? yes. purple. what's your favorite animal? sea turtle. what's your bedtime? do you believe in space aliens? ...i love puppies. hash browns or home fries? home fries. do you like my dress? why can't you guys ask good questions like ts? [ morgan ] for a chance to interview an nfl player and more, join visa nfl fan offers and make your season epic. [ morgan ] for a ch

eastern time for a special varney and company, followed by a special edition of "lou dobbs tonight,"n coverage by neil cavuto begins. dennis: a high rate of foreclosures pushing harry reid's state to the brink in the election. adam schapiro live in vegas with all bets on the table about the election. cheryl: i knew there was a gambling reference in there somewhere. here's the nasdaq. we'll be right back. ♪ cheryl: even with the unemployment rate at 11.8% and highest foreclosure rate in the country, nevada is still considered a bat 8 ground state. -- battleground state. adam is live in las vegas, adam? >> jeremy from the analysis organization is going to explain to us applied analysis why it's a battleground state looking at forecast and unemployment. nevada has recovered, foreclosures started to recover, but it's still up in the air. what's happening on the ground here? >> well, overall, i think things are better, but far from good. you know, we still are at or near the nation's highest in terms of unemployment, in terms of foreclosure, and bankruptcy, but as you said before, we're s