can you tell us about louise hardaway who was quoted $13,000 a month? i want to ask you to confirm what i think is true, her situation is not created by government, by government option programs or mandates. the self-employed are completely exposed to the marketplace with absolutely no protection under prior hippo laws in both states, in the regulatory protection. that group needs help. isn't that correct, mr. arensmeyer? >> that is correct, it is growing as part of the twenty-first century high-tech economy. you're absolutely right. the system could not be worse than it is working for them, directly or impeding economic growth. >> i am trying to decipher where the chamber is. at the end of your statement you talk about the chamber, time to reform insurance markets but you danced around the question about making the folks in the market participate or not. the question i want to ask is does the chamber support or not support an individual mandate? >> i would say we would consider that. >> wait a minute. you are representing the chamber, speaking on healt