tom hudson spoke with jim lowell, editor of the independent newsletter "fidelity investor"; and michael iachini, director of charles schwab investment advisory. tom asked jim how an investor should decide between a mutual fund or an etf. >> if they are completely self-directed and confident they can construct a portfolio themselves maybe in the past using stocks and bond, the etfs are a perfect match and actually i think a better match than individual stocks and bonds. if, however, like 99% of the population out there they really don't feel as if they can manage their portfolio wisely and well on their own, then being able to have an actively managed mutual fund, to manage whose job it is, to deliver better returns than a benchmark to your doorstep, it's a good way to go. >> do you agree, does it come down to whether you want to pay the extra price for mutual funds and get that professional management or take the risk yourself through an exchange rated fund. >> i think is a factor but not everything. some investorser are happy to have the market return they are not seeking a market beat

i go to school at all high school and worked at -- at lowell high school and work at noe valley. i live across the city. it is really hard and tough to get from my home to my school, even to work. not having to worry about bears is really relieving, even if it is only for three months. free transportation will benefit low-income youth. three months is a lot, especially for families who have more than one youth. it will be a lot better for children. i have a 10-year-old little brother. he came up to me one day and told me he did not like riding the bus because we did not have enough money to buy him and myself a fast pass every month. he would either go in the back with my grandpa, or the bus driver would give him looks, even though he is young so that would let him pass. he told me he does not like to ride the bus. if we do have free passes or free fares, that would be really good for my family and other youth. thank you. supervisor campos: thank you very much. next speaker. >> my name is eva venezra. while it might not be relevant to the vote or when to take this afternoon, in t

when his students come back to see her to report their accomplishments, such as being accepted to lowell, getting excellent grades, are winning awards. there are few greater satisfactions in life than since coming back to thank her and tell the -- tell her how well they're doing. [applause] >> i would like to thank the mayor and other leaders, the organizers and supporters for this event. this means a lot to me. i never thought or dreamed that i would be honored in this grand city hall when i came over to the united states in 1993, and this is truly an honor that i will never forget. and i think actually i am getting on it, and it is in my name but actually belongs to all the people i have invited here. first, my husband. i would like to thank him for being my encyclopedia, my advisor, my personal chef, and house cleaner. [applause] and i forgot -- also for being my personal clout and making me laugh. i would like to thank my principal for setting up very high expectations for all the teachers, creating a very efficient systems, and an environment where the teachers can learn from each o

i go to lowell high school and support the student advisory council. we understand there are many students in the district who cannot afford to pay $20 a month to take the bus. i have one friend, who lives across the city, can she cannot afford her bus pass, so every day after school, she waits at school for 3.5 hours so she can wait for her mom to come and pick corrupt, because she has no other way to get home, a -- and pick her up. it is important to everyone has an equal chance for transportation. thank you. >> gweneth start days -- buenos tardes. [speaking spanish] >> my name is jorge. i am a member of power. i have children who are tin years old and 12 years old, and it is also difficult for them to transport themselves around the city, and we have a hard time to give them money to go around the city and go to rec centers and have different experiences. when i was younger in trying to survive, the youth are having a hard time surviving. sometimes, the transfer has expired. they are given tickets on the buses, not only on the buses but outside the

we were in this lousy motel just outside of lowell. we would stay up late into the night, laughing and talking. it was great to have another female actor that i could spend time with. that does not happen all that often. tavis: if natlie portman does win an oscar for "black swan," it will be another milestone for darren aronofsky. this is a complex look inside the world of ballet, including the dark side of dance. >> how do you know where i live? >> i have my ways. >> she is after me. >> nobody is after you. >> please believe me. >> what happened to my sweet girl? >> she's gone. tavis: there is a lot of buzz on natalie. is it deserved? >> i think so. she worked really hard, spent a year training five hours a day, becoming a ballerina. tavis: the story line is? >> it is a movie set in the ballet world. the young dancer is given the chance to play the queen swan in the famous tchaikovsky ballet "swan lake." one dancer plays the black swan and the white swan. the white swan is innocent and virginal. the black swan is a seductress. playing

she ever green lowell who told the. tension mounts on the streets of cairo with neither side is showing any signs of. join me in a few moments. so they say you have six foster children close with a. human rights activists accused the need in social services of money making scams after a russian woman claims her daughters were taken away from her by the country's authorities . also a tainted tehran fear mongering grows in the us as the mainstream media they're increasingly. often without having grounds for their allegations against the islamic republic. and the london high court has halted a deal between fifty and russian oil. potentially containing for them more in business into. minutes. you're watching r t two pm here in moscow welcome to the program where we continue with our coverage of the situation in egypt where the egyptian military has been calling for protesters to end demonstrations after more than a week of on rest and this comes after egypt's president hosni mubarak and now is that he would not seek reelect

wind and blowing snow created whiteout conditions with lowell vagus. it was not fit for manor beast in el dorado county. the beast was having more fun as we saw in this picture. truck drivers were forced to wait it out. it's the second day in a row for this school bus driver. >> shovel iing. it's not that bad. it's kind of soft. today it's not that bad, it's not that deep. >> people heading up to the ski resorts will have great snow for president's day weekend that's for sure. the area is not reporting any power outages or downed trees. >>> let's turn things over to jeff ranieri. a lot of people heading up for the president's day weekend. how difficult is that going to be with the rain. >> it's going to be slick, snow levels throughout the sacramento valley to 3,000 feet. it's going to be treacherous down there. right now on our sky camera network. we're tracking a little bit of sun that's trying to come out this afternoon. it's been a mixed bag after that heavy rainfall this morning. let's take a look at one of my favorite clips when it comes to the w

i'm lowell bergman. i've been trying to talk to you for a couple of days.take it that you don't have any comment? after changing the cause of cayne miceli's death, coroner minyard has, after 30 years, stopped working with dr. mcgarry. glover and archie cases, there are others involving law enforcement where an independent autopsy has challenged coroner minyard's findings. that's what people point to when they say that you're close to law enforcement; that you're... because you're an elected official with some political dues to pay, you'll help law enforcement when they're in a jam. >> well, we help anybody who's in a jam, anybody, to a degree. but, of course, i wouldn't break the law helping people. that's for sure. these things have a way of looking bad, like you are reporting it, you know, but those people you're talking about just now, i don't even know who they are. >> bergman: at coroner minyard's request, we gave him a list of the other controversial cases, and then he told us they were all "under investigation" and he would not be able to comment on

went out to lowell park and his dad driven down. and they took a look at this skinny kid, 15 years old, just completed his sophomore year in high school. and he wants to be the lifeguard at this big beach, where lots of people calm. hundreds of people in the summer would there. they looked at him and said, you know, i don't know. he may of taken classes at the wide, but he is going have to dive in there and save people. jack said give the boy a chance. he can do it. and indeed he did. seven years, 77 people pulled out of that river. if i did the math correctly, that would come to about 11 and a summer, which would work out to about one person say one life saved every 10 days or so on that river. imagine the 15-year-old or 17 or 20 year old for that matter. what you do for your summer job? well, every 10 days or so i'll save somebody's life. that some people say you know, sure, he goes into the river and he pulled some person now, you know, that can't be too impressive. well, i visited the river for the first time when i went there.

we have had lowell vegas snow reports and that is going to continue. temperatures right now in the 30's and the 40's colder air mass has settled in. scattered showers tonight. rain mainly south and east bay friday and we look at snow level near 2500 feet. possibly coming down to 2000 as we head into friday and saturday. here's the system. cold front came through. we had some intense rain at times. behind the front cold air continues to filter in. now some of you today may have actually seen some thunderstorms develop. tomorrow we are expecting more of the rain variety not so much thunderstorms and hail. so show you the computer animation 11:00 o'clock tonight we still have moisture concentrated in the east and south bay. 5:00 o'clock most of the bay area okay tomorrow morning except around morgan hill. santa cruz where you will see some wet pavement. morning goes on and head into the afternoon hours the rain begins to come in from the south not normally what we see. we usually see it coming this way. north bay remains dry. but most of the east bay sout

lowell luol deng making a cameo. spurs came in with just nine losses on the season.s of mvp, mvp. he was 18 of 28 from the field. rose, finishing with a career-high 42 points. it was his first career 40-point game. he was the last chicago player to drop 40 against san antonio since michael jordan.lls win it. bulls win it 109-99. rose, 42 points. a career-high, leading chicago to victory. >>> that does it for this espn news update. now, back to you in new york. >>> people in los angeles have found a new way to knock stress out of their lives by simply reaching back to childhood. >> all adult teens are now suiting up for a little dodgeball. the players who range in age from 21 to 45, from come up with catchy names, like, the good, the bad and the ballsy. they say the playground game is both therapeutic and all in good fun. >> and they're smart, too. they are using balls that don't sting like they used to when we were little. >> that's the fun of it, though. >> i didn't find that fun. >> oh, okay. sorry. >>> coming up next, are we headed for a federal government shutdow

lowell's from i've been asked many questions as to what exactly this will mean it's just what we need it's a detailed regulation of police rights powers and. it's fundamental for police to work effectively not to be tempted to abuse their powers even though this is why the bill is a breakthrough or should like any other law it's not ideal and we should bear that in mind from the very outset i'm sure that implementing the law will trigger a number of suggestions and opinions unions which we can also use in the future it's russian milly's to have a but image for a professional shortcomings for not living up to social ra made to all protecting its citizens said russian police officers are known for severely bisping demonstrators for being corrupt for not following the rule of law themselves for power abuse one of the worst examples of that was the so-called cold case when a police officer went on a shooting massacre in moscow killing two people at a supermarket and endangering the lives of over two dozen others but the most obvious change will be the change of tan from his post soviet na

all of these action have improved the quality of life and created jobs for lowell residents and none might have been made possible without this modest federal investment. so i encourage conscious i do not support the underlying bill and i encourage its rejection. thank you and i yield back. the chair: the gentlelady yields back the balance of her time. for what purpose does the gentlelady from minnesota seek recognition? >> i rise to strike the last word. the chair: the gentlelady from minnesota is recognized for five minutes. ms. mccollum: i rise today to let people know that this continuing resolution is an unprecedented assault on our public health and environment. we know that the federal can budget is in crisis. we know we must make tough choices. but those choices must be prudent, wise and invest in our future. it should not put the basic health of americans at risk. the republicans' before us proposes to cut $3 billion from the e.p.a.'s budget, the largest percentage cut to this chriscal agency in 30 years. the bill also proposes radical policy language to keep the e.p.a. from

we're at lowell elementary where the boy's father is a teacher. damien, he can finally go back to work? >> reporter: on monday. he teaches third grade, but over the last month he's been at his son's bedside. tonight the family is finally home together. for all of you. the best way to thank you is to feed you. >> reporter: he brought tamales to the staff who cared for his little boy. >> good luck with everything. >> thank you. >> reporter: lucas hernandez spent the last two months in room 2-a. born premature his latest surgery was a trach on the eotoe family was told they make too much money to qualify for meh mehdi-cal. so lucas remained hospitalized. >> just the fact that he was waking up in the morning, not to hear him, having him ask every day where his brother was ought. going home and trying to sleep without one of your kids, it's a nightmare. >> reporter: the family pled with leaders for help. today they officially received a waiver. the state picks up the tab and lucas gets to go home. >> it feels very good. i obviously -- i don't know the

you head down to your lowell beach you could i'm going to say use caution.ther service says that you need to be careful along the scoreline. it's not advised to do this. if you want to check out the high tides, king tides, do so responsibly. the high surf advisory will remain in effect until 2:00 tomorrow morning. live in pacifica, marla tellez, today in the "bay area living." >> thanks a lot. the city of richmond is making sandbags available. you can get them at the city yard on 13th street near harbor way. you can get sand bags from 7:30 in the morning to 3:30 in the afternoon and that run monday through friday. san francisco cabbie is attacked on the job and this morning only nbc bay area has the video. it shows a passenger kicking and hitting a cab driver, this happened last september, after he picked her up at mission and 19. the woman attacked him according to him he would not let her pay with a $100 bill. police are using that to try to find the woman. if you have information after seeing that call police. in the middle of the school year an east bay

. >> irish mickey ward a fighter in lowell, massachusetts, and they did a whole thing on him.wahlberg pushed for the show. i haven't seen it but i hear it's terrific. >> lots i have to see, catch up. >>> thank you so much for watching cbs 5 "early edition." we'll see you back here tomorrow bright and early at 4:30. >> in the meantime, have a

the correspondent is lowell bergman. >> tim brown graduated from a technical college and then became a billing contractor in marlboro county south carolina. he's also the elected coroner which means when someone dies unexpectedly he decides how it happened. >> this is just kind of behind the house. >> there was a time when the coroner was blind, right? >> yes, sir. that happened here in marlboro county. we had mr. francis stanton. he was a blind gentleman. >> he was there for 40-some years. >> i don't really know but he'd been there for a long time, yes, sir. >> you got elected and you just sort of, if you will, dove into the subject? >> yes, sir. that's correct. off the deep end. i've been elected seven times. >> reporter: coroner brown would find himself in the national spotlight after he got a phone call that a body been found near the state line. and the body was found over there? >> yes, sir. somewhere right in that area right there. you see where that old log is across. and we didn't find any identification. no wallet. we didn't find a watch, a ring, a necklace. >> reporter: no

he was a lifeguard on the banks of the rock river, lowell park, just north of dixon, illinois where the family had moved by that time. he had taken some lifeguarding classes at the local ymca, distinguished himself as a phenomenally talented swimmer and he studied artificial restoration of these things. he went on to little part dr. ed grable and his dad drove them down. and they took a look at this skinny kid, 15 years old, just completed his sophomore year in high school and he wants to be our lifeguard at this big beach, where lots of people come. i mean, hundreds of people in the summer would be there. i looked at them if they do now, i don't know. he may have taken classes at the y, but he's going to have to die than nancy's people, you know. jack could give the boy a chance. and he did. seven years, 77 people pulled out of that river. if i did the math correctly, that would come to about 11a summer, which would work out to about one person -- one might date every 10 days or so in that river. imagine being a 15-year-old were 17-year-old or 20 world for that matter. what you do for

i didn't come in with a a predisposition about fanniebo ae freddie's lowell, and, frankly, i looked at fannie, their management practices -- >> is there a preconceived notion that you had that was changed? >> and you might -- well, the other was that i did not necessarily assume that this crisis was avoidable. but when i looked at all the facts -- because a lot of the narrative is no one saw it coming. w what changed my mind was when i saw the full record, for examples of course of what was before the federal reserve, whad they knew about predatory lending, what they knew about lending standards from the late 1990s on.dera yes, i changed my mind, and i came to the conclusion that thet federal reserve fell down badly on the job. >> reclaiming my time. congressman thomas. >> look, you know, there's thise sort of notion that, you know, you were there just to sort ofcg battle it out.omas that, you know, that at the end of the day they were going to go their own path, and it was going toer be a 6-4 vote. walk us through this. i mean, at what point did things turn where you realized that tha

. >> reporter: that works on more common animals, too, like when veterinarian lowell smalley diagnoseda rare hormonal disease. >> his hair gets longer and longer and longer. he gets fat accumulation on the top line. eventually it will be his demise. >> reporter: for rodeo, smalley needed a special drug no longer on the market so he turned to a compounded medicine. >> if it tastes good he'll consume it. you want it to not only be the right consistency so it sticks in his mouth and can't get rid of it, you want it to be where he doesn't run from you every time you come with it. >> reporter: after all, what good is a medication if rodeo, rhea or any other animal won't take it? andrew mock, abc news on campus, omaha, nebraska. >> one of our very many talented abc news on campus reporters. very well done, andrew mock. >>> a postman getting in trouble after he apparently tried to get even. >>> the royal wedding souvenir for people turned off by the big event. rob loves it. souvenir for people turned off by the big event. rob loves it. ttttg.+áql8@01#hzp+túj:#, ttttrwjun+ofb1qxcb)e4em

lowell jackson was sent to romania, peace corps volunteer. she was constantly harassed, both physically and verbally. she couldn't walk to her house where she was staying without verbal assault and things being thrown at her. she was spit on, she was punched, and rocks were thrown at her and her life was threatened several times. this took place on a weekly basis. they told her that a young american with blond hair would stand out and she was going to continue to be a victim. she was fondled over 10 times when she tried to ride public transportation so she quit riding public transportation in romania and she started walking to help these folks in romania. she said that the peace corps knew that these crimes were happening against her but she says they didn't take it seriously. and no legal recourse was offered. she was exposed to by young men who exposed themselves and she was told, well, don't be around those people. no one did anything and no one cared. when she was followed home by some men, she did talk to the police and they gave her som

nasa goddard space flight center, patrick gaule from the slums school of management of mit, lindsay lowell, director of policy studies for international migration at georgetown university and on will be on the panel as well. if i could ask our moderator and analysts to come up. >> okay. anyway, here we go. good morning, thank you for coming. david asked me to do this in a slightly different order than is listed inside the program. we will do it as on the front side of the program. so let's begin with bob hamilton. [inaudible conversations] >> the first speaker we have some logistical challenges here. get the first one loaded and we will be ready to go. pretty good. good morning. my presentation is focused on doctoral degree attainment by students at u.s. universities in the science and engineering fields. this can be considered a form of highly skilled migration for the purpose of education. the percentages are from a paper co-authored by myself and my two colleagues from george mason university, and thanks to the national science foundation for their support. on a personal note i first be

. >> reporter: the film is set where the men were raised and live -- lowell, massachusetts.e's a junk bag. >> i'm his family. >> i want dicky back and you, and o'keefe and my family. what's wrong with that? >> reporter: hollywood offered a feel good ending but in real life the battle never ends, just like in the ring. where are you now? >> in a good place. i'm here every day -- except sunday. >> as long as he's here, he's good. >> reporter: if you don't mind me asking, are you -- have you been able to put your addiction behind you? >> oh, yeah. thank god. >> reporter: for how long? >> a while. >> reporter: the brothers haven't strayed far from the ring though the story has gone global. mickey owns a gym and works as a truck driver. dicky trains several fighters. still, the brothers are enjoying a bit of the limelight. what are you going to do oscar night? >> i think we're going to be there, i believe. >> reporter: are you wearing a tux? >> oh, not another one. >> reporter: while they don't crave the fame, the real fighters in the story appreciate the impact. >> makes you thi

lowell was an optometrist who devoted his life and skills to those in need. starting in the 1970's, dr. little and his wife lived largely in afghanistan in order to provide vision care to the people of that nation. even as they dedicated their lives to healing others, dr. little and nine of his team members were murdered in afghanistan in 2010. our nation mourns the loss of these humanitarian to pay the altman price in pursuit of their ideals. -- paid the ultimate price in pursuit of their ideals. [applause] yo-yo ma. recognized as one of the world's greatest musicians, yo-yo ma's talents no boundaries of shiner our culture. since performing at the white house for president kennedy at the age of 7, he has recorded more than 75 albums, one more than a dozen grammy awards, and established himself as one of our nation's most acclaimed and respected artists. his music has bound us together and capture our imagination and the united states probably honors this prolific chalice and ambassador to the arts. [applause] sylvia mendez. sylvia mendez was the thrust to th