>> it goes right back to what doctor robi ludwig was saying.s idea of playing to your audience and wanting to be loved by your audience. and i think that was a situation where the vice president was in front of a black audience and reach out to them and use certain words. quite honestly, i found it offensive demand democrats saying that and republicans saying that, come especially for the audience you are speaking to. lou: wait a minute. [talking over each other] >> oh, come on. [talking over each other] lou: rationally, we are saying here -- why should we tolerate that kind of nonsense? why should there be a double standard? why should there not be a voice of some sort saying that todd akin is a darn fool. and so is the vice president of the united states. >> they were thinking and saying and not on the air. [talking over each other] >> when you compare what they said and what biden may have said, being offensive to people like myself, maybe not as offensive to everyone. what todd akin said was offensive to all women. lou: you are saying there

for jerry ludwig and her daughter the 90 + temperatures and nice fell refreshing to compared to what was inside our home. we don't have air-conditioning so far as being a site is: the inside. they're the kind of conditions experts warn can sneak up on you if your not careful. >>> so instead of being in the house in the '60s as 65 degrees the house and all night long as 75 degrees c continue to dehydrates these folks weren't surprised when i tell them that may have to endure the longest heat wave in six years they're pros like comes to being prepared. sunscreen on and we where have whenever it was women and stuff. and today we're still white flecks alert was issued to urged folks to reduce its power especially from the afternoon when more people are likely to turn on their conditioning. cal fire did increase their patrols to the low humidity and increase for fire danger. it looks from a perfect out there. roberta is inner aliments. it's so nice to see elizabeth kokomo the creek where it's currently in the mid- 70s today we experience a 44 degree temperatures than from the coast at 59

speaking of driving in runs, the red's ryan ludwig had four rbi.k and tie it but can't get over the hump. brandon phillips with the solo shot in the seventh inning. since they're red hot, they're 15-3 at the all-star break. twins and white sox tied in the ninth with a.j. pierzynski changes everything with one big swing. white sox went 4-3. and we saved the best for last, cubs and pirates. a grand slam in the first. a.j. burnett takes care of the rest, do. nating the cubbies, mowing down eight. the pirates win 5-0. that's your first look at sports. i'm mario solis. >> and here is nbc meteorologist bill karins. >> august 1st, huh? >> can you believe it? >> the summer is flying. we are watching storms diving moving through northern jersey and rain through coastal areas of maryland and delaware. later this afternoon the best case looks like it will be the hudson valley, areas of west of new york city, down to philadelphia and d.c. the heat study incredible throughout the middle of the country, 100 in texas all the way up to kansas. it's not like it's c

terri ludwig, as jim points out, homes are still losing homes at a great pace, and 30% of americans liveies, and that will only go up as new households are not as eager or able to step into homeownership, but there is a shortfall of affordable rentals. it seems like a key opportunity to reposition policies around rental housing, especially the quality and affordable rental housing. what are the prospects for getting it right this time? >> let's hope, strong, but the perspective i would like to bring to the conversation is enterprises is working at the national agenda and in local communities across the country. as i share our perspective today, i think it is important to look into the local committees and the public is really happening, and i think where enterprise stands today, and what we promote on the national level is thinking about how to achieve a more balanced housing policy. there is no doubt today, where we are in the cycle, there is tremendous opportunity for home ownership and we think that is vitally important for building wealth. at the same time, the growing need for renta

and i start with a quote from ludwig victimmen stein. nothing is so difficult as not deseing one's self. twenty years ago i attended a party at which a numerologist offered to analyze my name. after performing what appeared to be complicated mathematical computations, she told me my number was 11, a powerful number. then she looked at me quizzically. how strange, she said. this is the first time i have ever seen this. what is it, i asked genuinely concerned. your numbers tell me you will make money from war. i met her gaze steadily as i replied, i do. as an only child, growing up in the 1950s philadelphia, i occupied myself with warrior fantasies. my imagination soared with visions of knights, kings and queens who populated the english history books i would get from the library. the dramatic tales of battles driven by focused energy and heightened danger excited me. it wasn't conquest i was after, it was the warriors' extraordinary sense of mission. i was moved by an empathetic connection with the absolutely potential and oppressed. i wa

next we have terri ludwig, president and ceo of enterprise community partners, which provides capital and expertise to create affordable homes and rebuild communities. she's previously led merrill lynch's community development company as well as a large nonprofit lender to small businesses. "forbes" magazine recognized her as one of the world's leading social entrepreneurs. welcome, terri. then to my immediate right is jim carr, housing and finance consultant, and former chief business officer of the national community reinvestment coalition. he previously headed housing research at fannie mae, worked at the center for urban policy research at rutgers, served on advisory boards at numerous colleges and universities and is currently a visiting professor at columbia university. jim is a deeply engaged academic serving many organizations promoting economic opportunity, both domestically and internationally. so thank you, jim. echoing the home for good points that janet has described, i would like to ask you to start us off. let's begin with foreclosures. the white paper that cap is prese

next we have terry ludwig. he helped create affordable homes and rebuild communities. company as well as a large nonprofit lender to small business. she is recognized as one of the world's leading social entrepreneurs. to my right is jim kerr of the national community reinvestment coalition. he worked at fannie mae and the center for urban policy research at rutgers. he served on advisory boards that numerous colleges and is currently a visiting professor at columbia university. he is a deeply engaged academic. i would like to ask you to start us off. let's begin with foreclosures. the white paper being presented today reports 3.5 million foreclosures since 2008. that is less than the 3.7 million households that are either currently delinquent or in the process of foreclosure. housing economists are starting to talk about a bottom to the market and maybe even recovery on the horizon. how does this square with what you observed? >> that is an excellent way to start the conversation. i have been hearing analysts and housing economists argue that we are seeing a bottom to

next we have terri ludwig, president and ceo of enterprise community partners, which provides capital and expertise to create affordable homes and rebuild communities. she's previously led merrill lynch's community development company as well as a large nonprofit lender to small businesses. "forbes" magazine recognized her as one of the world's leading social entrepreneurs. welcome, terri. then to my immediate right is jim carr, housing and finance consultant, and former chief business officer of the national community reinvestment coalition. he previously headed housing research at fannie mae, worked at the center for urban policy research at rutgers, served on advisory boards at numerous colleges and universities and is currently a visiting professor at columbia university. jim is a deeply engaged academic serving many organizations promoting economic opportunity, both domestically and internationally. so thank you, jim. echoing the home for good points that janet has described, i would like to ask you to start us off. let's begin with foreclosures. the white paper that cap is prese

next we have terry ludwig of community interest partners which provide capital and expertise to create affordable homes and rebuild communities. she's previously led the community development company as well as a large nonprofit lender to small businesses. forbes magazine recognized her as one of the world's leading social entrepreneurs. so, welcome. and then come to my immediate right is jim carr, housing and finance consultant and former chief business officer of the national community reinvestment coalition. he previously headed the house and research of fannie mae, worked at the center for urban policy research at rutgers, served on the advisory board at numerous colleges and universities and is currently a visiting professor of columbia a university. jim is a deeply engaged academic serving many organizations promoting economic opportunity both domestically and internationally. so, thank you jim. janet has described life like you to start us off. let's begin with foreclosures. the paper that kept presenting today reports 3.5 million foreclosures since 2008. notably that is less th