neil: in the meantime i want to go back to luke lloyd. is raising prices on some of its price here model s and x vehicles, this after i think six different price cuts in a variety of less costly vehicles. had added to it with some of the earnings news that was out that disappointed. the stock collapsed about 10% and made up a little bit of ground but what do you make of the back and forth on ev pricing yup. i think tesla is trying to adapt to this financial divide we are seeing here in america. i mean, overall the past year, prices have been slashed for all their vehicles, but over the past week, like you mentioned, tesla reduced its cost for the mass market cars like the model 3 and increased the price for the premium vehicles like the model s and x, so i think elon musk and tesla knows that if the wealthy wants a tesla they can go buy the model s, whether or not the price is $100,000 or 10 $5,000, right? but at the same time, they are cutting the expense for their mass market cars to accommodate a weaker and struggling middle class. inve

luke lloyd. >>> former speaker pelosi thinks putin was a afraid, feared hillary clinton.the 2016 election. watch this. >> interference in our democracy by vladimir putin because hillary clinton was the person he feared most in terms of his lack of democracy in russia. stuart: okay. [laughter] i'm not really laughing, but there is more where that came from if. >>> trump will make his first court appearance in just a few hours, could be facing more than 30 felony counts related to business fraud. donald trump's done a li na habba will be here after this. ♪ asking the right question can greatly impact your future. - are, are you qualified to do this? - what? - especially when it comes to your finances. - are you a certified financial planner™? - i'm a cfp® professional. - cfp® professionals are committed to acting in your best interest. that's why it's gotta be a cfp®. with a majority of my patience with sensitivity, i see irritated gums and weak enamel. sensodyne sensitivity gum & enamel relieves sensitivity, helps restore gum health, and rehardens enamel. i'm a big advocat

. ♪ stuart: the futures market suggests modest downside move, opening bell monday morning, luke lloyd this morning watching the market. you well know, i know you're not happy with gen z investors or people in general, what the problem? >> it's not just gen z or millennialist or younger generation, it's all generations. the problem in america is we have freedom problem in america not because of america, it's because we are held hostage to our own decisions and that that we have. middle-class america want instant gratification, they want to keep swiping the credit card, it's all gen z money is have been fed and it's what propped up the equity markets and the economy so things like social media in our phones, always keeping up with the joneses. were trying to compare ourselves to others when we are the joneses ourselves so it impacts the economy as a whole and the question you have to ask, is it going to keep on going flowing to the economy or are we eventually going to be forced to cut back? is happening is car payments when from four years to eight years, people extending payments to k

let's ask luke lloyd and gregory on what they think is happening. gregory to you first, maybe my theory what is propelling, justified for not, the thought that interest rates don't have to go up as long or as much, maybe in may one more hike, then they go away what do you think? >> i think that is the likely out come in the current conditions. we're seeing signs that inflation is moderating. in fact disinflation is accelerating. we saw it yesterday with the latest cpi, consumer price inflation data. we're seeing it today with the latest wholesale price data. margins are coming down. that will heed to accelerating disinflation in an environment where demand for services and goods is easing. housing price inflation is easing. even wage growth is moderating that should put the fed on track for one last 25 basis point rate hike. i think after that, they hold at the terminal rate just above 5%. neil: you're seeing in future months, luke, that is what the market is saying. you remind me those that trade in fed fund futures and the like often reverse those

is that what luke lloyd, investment strategist, all around brilliant fellow. >> hey, neil.et prepared for that, and i heard other district presidents and governors heard kind of the same thing. we don't want to lose the fight. she just attached a number to it which is pretty close to where we are now anyway but what do you think of it? >> i agree. the 10-year treasury yield dropped 20% the past month, the stock market is flat the past month. when the 10-year treasury yield drops that much, tells me the market prices the bad things to come, with the assumption, key word, assumption of rate cuts, not the guarranty of rate cuts. i still think the market has it wrong with regards, if federal reserve has to do with inflation and timeline on inflation. the fed's number one goal right now is to fight inflation, to give them back that credibility. look at oil prices skyrocketing on opec news yesterday, past couple days. that doesn't help inflationary pressures either, right. the bond market essentially telling you two different things. one is right, one is called. one is right, yie