a big advocate of education going back to my dad used to work for lack -- lulac. at helping businesses understand regulation and why they should be following the rules appropriate to their business. i love doing that. some of the highlights of my career have been i did work in them mortgage brokering from 2001 through 2007. i did start the first chapter of the national association of hispanic real taylor -- realtors in san mateo. we hosted many seminars on predatory lending try to not the consumer understand the different aspect of their loan origination paper so they would not basically go ahead and signed papers and not completely understand what was going on. i have also worked in the community as a tax consultants. based on my experience i have worked with different attorneys in handling cases in front of the board of equalization. a lot of minority businesses do not have it will recommend -- representation when they get audited. thank you once again. since all three of you are attorneys for collaborating with the different consultants in the area. also, we wo