both lvi and inventory d dr. galela are now facing lts suing dr. galela.when used properly, the agga procedure can be an effective course of treatment in adult patients. but as to what studies back up the use of the device, lvi's attorney told us, we're not aware of any peer-reviewed articles regarding agga working and agga not working. there's no literature to speak to it one way or another. attorney scott char ness represents clients suing over their agga treatment, including nick hamilton. >> and the science will show that it simply doesn't work. and i challenge them to show that it does. >> reporter: but we found the fda, which regulates dental devices, doesn't know whether it works either. in fact, we found they may not even have been aware it existed until we told them. >> i don't see how fda would know about this and let this out there. >> reporter: cara tennenbaum is a former policy adviser in the fda's device center. based on what you've seen about the agga, do you believe that the fda should be investigating this advice? >> i do, and my guess is

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in the title four, and congress, and specifically ectg a statute that's aimed at this problem of not lvi borrowers worse off in reaction to a national emergency, clearly understood that using -- justice roberts: i'm not -- i'm not falling you for repeating ra o since i think i've probably repeated my question. but you are just saying, it's the same argument about what modify and we ans. ms. elar: it means that the statutory matter on the chemical argument about discharge. w,ou've asked me several questions about the scope of this program, and let me try to beesponsive to that. i recognize that this is aig program, but that's in direct reaction to the covid-19 pandemic, which, itself, was a relyig problem. there has not been a national emergency like this in the time thatheeroes act has been on the books, since it's affect this many borrowers. soi think it's not surprising to see in response to thisnc in a century pandemic the kind of relief that the secretaries of offered here, the forbearance policy that has se cost 150 billion dollars and now this loan forgivene pgram. to thextt that y

lvi scandal and stress in london in october and rolled over to regional banks and rolled into credithe bank elevated. metlife and lincoln financial flowing out and commercial real estate loans impaired and then you talk about capital i which is the consumer which is in multispace. this is a rolling problem. >> what is the solution? do you think the federal authorities recognize this and have anything to do? >> if you saw mr. powell, chair powell, who was nervous at the pressor. bill pressed him on these things. he is nervous because he knows what is happening under the surface. the fed is stuck in a narrative by the inflation which they have to stick to because it is a public, public narrative. they preach this to the white house. under the surface, he knows what he is up against. it is like 2018 where the credit risk is rising on the surface and he is about to get vetoed. credit risk is about to veto the fed policy path. >> you said this is like 2018. you did not say it is like2008. that is a significant difference. how does this play out differently? >> well, let's look at this for