. >> for lynn turner who is fighting the big box retailer, this is the greatest irony, a home filled with lots of furniture from ikea. >> i love ikea, i have ikea items in every room in my house. i just don't want to live next to ikea. >> he is talking next to this 60,000 square footwear house next to the peaceful emeryville village. the swedish company wants to turn the half empty building into the merchandise picnic location. this is what the emeryville

lynn turner? guest: it is the result of interest rates going down in this country to historical lows. the raid that the fed charges banks for lending are well under 1% now. they are abnormally low compared to what they have been. certainly, that we have expected in the past. -- then what we have expected in the past. the amount of money that you get on a cd goes down as well and that is a natural consequence of that. i do not see that changing any time soon. your caller, and any investor, is probably well advised to talk to an investment adviser to see what opportunities for higher interest rates, bond funds, mutual funds, what they may offer, dividend paying stocks. they would be well advised to talk to invest in advisor to help them make those decisions. -- to an investment advisor to help them make those decisions. host: this law requires banks that package loans, these mortgages in two different packages and then sell them off to investors, they have to keep 5% of the credit risk on their bala

. >> for lynn turner who is fighting the big box retailer, this is the greatest irony, a home filled with lots of furniture from ikea. >> i love ikea, i have ikea items in every room in my house. i just don't want to live next to ikea. >> he is talking next to this 60,000 square footwear house next to the peaceful emeryville village. the swedish company wants to turn the half empty building into the merchandise picnic location. this is what the emeryville store looked like on the wednesday night. ikea expects about 100 pickups a day from 10:00 a.m. to 9:00 59 night. >> it's chaos. people trying to put large items, trying to tie in the top of their cars, having it back, they try to stuff things back and pull everything out and try to get it back in. >> reporter: ikea met with the homeowner's association and tried to build an eight foot wall. for join brassard the meeting left a bad impression? there was a certain kind of, just, ar governance. i mean they were pleasantly arrogant. i would hope that most of the residents feel that the city council's responses to their concerns -- >> eme

. >> lynn turner, we appreciate your time. that does it for today's "washington journal." tomorrow, we will continue to look at our financial series, what we can do to prevent a future financial crisis. we want to take you now to our live coverage at the national center of addition, -- addiction report. they have a new report on attitudes toward substance abuse. guest: [captioning performed by national captioning institute] [captions copyright national cable satellite corp. 2009] >> good morning, this 15th annual back-to-school survey continues the need effort of the national center of addiction and substance abuse at columbus university, properly -- popularly known as casa, to talk to teenagers and parents. through the survey, we have an benefactors that increase or decrease the likelihood that a teenager will the blues -- abuse substances, smoke, drink, or use illegal drugs. armed with this knowledge, we believe parents, teachers, clergy, coaches come other responsible adults, are better able to help our children grow up and drug free. we regard this as a work in progres