m. blumberg said $80 billion so it is something like that. but they're not too big to fail but to big to regulate should we be concerned about their political power? >> guest: but the steady at least suggests the two big to fail funding a vintage because of dodd/frank. >> but what i would say that dodd/frank and that agreement we had internationally and there are two things and do the new capital rules under dodd/frank so the biggest things have to have more capital with a higher percentage of capital and lie there is subject to the fed oversight. >> supervision is tougher but on the of this side moving forward in a constructive way the ability to unwind but the main thing i would point out to is it is more costly to be big and what you see is companies talking about drinking per -- investing because the paper today made a discussion and then to avoid that extract capital. so that practical effect why there is a necessity but in the hands of the regulators to move us in the right direction. >> host: the pronouncements or the words of ben bern