attorney general madigan, the word was used by mr. mccormack, the were convenience, and i'm very fond of that word because i have been trying -- as a student of oriental languages and even zen buddhism, and tried to figure out what the word convenience means because it is free probably use by telephone companies. you. 30 lawsuits against companies. one of your recent cases last september you filed against the california company called i.d. lifeguards, and this company charged more than 5002 illinois citizens. 12,004 so-called identity protection service. but when your office contacted these consumers they told me that they didn't know the charges had gotten on their phone bills, didn't know how and that is correct, is it not? >> that is correct mr. chairman. >> you know we have had hundreds of companies like this. and where does the word convenience that telephone companies use the word convenience. they used it when they were talking about, we will fix it ourselves. they use it now. how has this become a convenience? .. we found when

attorney general madigan, the word was used by mr. mccormck, the word convenience and i'm very fond of that word because i've been trying to -- i am a student of oriental languages and even then buddhism and i am trying to figure out what the word convenience means because it's frequently used by the telephone companies. look, you've brought your devices against companies. one of your recent cases on september you fight against a california company called a.d. lifeguards in this company charged more than 5000 of your illinois citizens $12.95 a month for a so-called identity protection service. but when your office contacted these consumers can be told she did never authorized the charges commented that the charges had gone on their phone bill, didn't know how and that's correct, is it not? >> that is correct, mr. chairman. >> did any -- you know, we found hundreds of companies like this this -- and where does the word convenience -- the telephone companies the word convenience. the user what they were talking about will fix it ourselv

i want to follow up with attorney-general madigan. you help me in terms of what are the current laws and penalties in place to address craming? what is it that has been difficult in addressing this through a prosecution route? i think about when somebody steals from a convenience corps, we generally shut down this -- we go after the thief. when you ban all third parties, what are the difficulties? >> we want to ban third-party charges on phone bills because we have yet to see anything legitimate in terms of the products or services. people are obviously aware. it should not be the responsibility of law enforcement to play whack-a-mole with these organizations. there might be a law enforcement action that ultimately results and that vendor being kicked off the pillars billing platform but they reappear with another name engage in the same activity. there is an entity we filed a lawsuit against twice because we got rid of them once and they reappeared doing almost exactly the same thing. it is on reasonable, i would argue, that requires

the second objective of the reform is the madigan threats to stability imposed by the too big to fail problem. here in the act takes a two- pronged approach. this includes enhanced risk based requirement, credit limits, stress testing, and remediation regime and activities restrictions. the fed and other agencies face the challenge of aligning regulation with international agreements. these efforts are going well. the federal reserve and expects to issue rules over site of cfis this summer and we are on schedule to implement basel 3. and being too big to fail requires allowing a cfi to fail. the second part of the act empowers the fed and the fdic to reduce the affect on the system in the event of a failure to tools such as liquidation of authority and approve a resolution planning. the federal reserve is working with the fdic to thecfis prepare for resolution by adopting living wills. the joint rule is expected this summer. reducing the likelihood of a severe crisis requires strengthening the resilience of markets an infrastructure. toward that end, provisions to improve the transpar

madigan has been he witnessed lower manhattan's change in an instant.g it change again. >> out of this whole strategy there has been a resurgence this neighborhood is thriving now that there are young families moving in here and become a place of life and renewal. >> shepard: a group of atheists is suing to keep that cross from staying at the museum. they claim it's an unconstitutional mingling of church and state. the 9/11 memorial organizers say the cross is a symbol of hope and longs there. we have another story about the rise of freedom each next week and each week on "the fox report." see the entire series on our web site foxnews.com slash freedom. as we wait to see whether washington will raise the debt ceiling or let the nation default, we are keeping our eye on capitol hill. a live look now as the house leaders have delayed tonight's vote on speaker boehner's debt bill. how long? i don't know. hoping to find out shortly. we will let you know coming up. ] this...is the network. a living, breathing intelligence that's helpi drive the future of bus

the illinois attorney general, lisa madigan, is here now to talk more about this with me.'s great to have you with us. explain to all of us that don't know, how does this photo dna software work? >> it's very interesting, and so how it works is that every digital image can be assigned what they call a hash value. it is basically a numeric calculation that allows it basically to have a signature. and so those hash values then, once we know them, can be compared to images that are out on the internet and so we take the known child pornography, really the worst of the worst images, the images of very young children being raped, and they're able to identify those, match them and then remove them. in addition to removing them, it helps us as law enforcement track these perpetrators down, convict them, get them out of our communities and behind bars where they pe long. >> lisa, who are you speaking with who can implement photo dna and use this to help? >> right now this is a technology that has been developed by microsoft, along with the national center for missing and exploited

so thank you, attorney general, madigan. >> thank you, senator. mr. chairman and distinguished members of the committee, i appreciate this opportunity to testify. today i want to stress three points that draw on my eight and a half years of experience investigating and bringing enforcement actions against phone bill crammers as the attorney general of the state of illinois. number one, most consumers are completely unaware that their phone number can be charged almost like a credit card. so many consumers will never discover there are unauthorized charges buried in their phone bill. number two, my office has yet to see a legitimate third-party charge placed on a consumers phone bill. three, phone bill cramming is such a persistent and pervasive problem. i believe the only effective solution is to enact legislation banning third party charges on phone bills. to give you an overview, individuals, businesses, churches, and government agencies have been filing complaints with the attorney general about phone cramming since 1996. in a response, illinois, a

the second objective of the reform is the madigan threats to stability imposed by the too big to fail problem. here in the act takes a two- pronged approach. this includes enhanced risk based requirement, credit limits, stress testing, and remediation regime and activities restrictions. the fed and other agencies face the challenge of aligning regulation with international agreements. these efforts are going well. the federal reserve and expects to issue rules over site of cfis this summer and we are on schedule to implement basel 3. and being too big to fail requires allowing a cfi to fail. the second part of the act empowers the fed and the fdic to reduce the affect on the system in the event of a failure to tools such as liquidation of authority and approve a resolution planning. the federal reserve is working with the fdic to thecfis prepare for resolution by adopting living wills. the joint rule is expected this summer. reducing the likelihood of a severe crisis requires strengthening the resilience of markets an infrastructure. toward that end, provisions to improve the transpar

the second objective of the reform is the madigan threats to stability imposed by the too big to fail problem. here in the act takes a two- pronged approach. this includes enhanced risk based requirement, credit limits, stress testing, and remediation regime and activities restrictions. the fed and other agencies face the challenge of aligning regulation with international agreements. these efforts are going well. the federal reserve and expects to issue rules over site of cfis this summer and we are on schedule to implement basel 3. and being too big to fail requires allowing a cfi to fail. the second part of the act empowers the fed and the fdic to reduce the affect on the system in the event of a failure to tools such as liquidation of authority and approve a resolution planning. the federal reserve is working with the fdic to thecfis prepare for resolution by adopting living wills. the joint rule is expected this summer. reducing the likelihood of a severe crisis requires strengthening the resilience of markets an infrastructure. toward that end, provisions to improve the transpar

the second objective of the reform is the madigan threats to stability imposed by the too big to fail problem. here in the act takes a two- pronged approach. this includes enhanced risk based requirement, credit limits, stress testing, and remediation regime and activities restrictions. the fed and other agencies face the challenge of aligning regulation with international agreements. these efforts are going well. the federal reserve and expects to issue rules over site of cfis this summer and we are on schedule to implement basel 3. and being too big to fail requires allowing a cfi to fail. the second part of the act empowers the fed and the fdic to reduce the affect on the system in the event of a failure to tools such as liquidation of authority and approve a resolution planning. the federal reserve is working with the fdic to thecfis prepare for resolution by adopting living wills. the joint rule is expected this summer. reducing the likelihood of a severe crisis requires strengthening the resilience of markets an infrastructure. toward that end, provisions to improve the transpar

the second objective of the reform is the madigan threats to stability imposed by the too big to fail problem. here in the act takes a two- pronged approach. this includes enhanced risk based requirement, credit limits, stress testing, and remediation regime and activities restrictions. the fed and other agencies face the challenge of aligning regulation with international agreements. these efforts are going well. the federal reserve and expects to issue rules over site of cfis this summer and we are on schedule to implement basel 3. and being too big to fail requires allowing a cfi to fail. the second part of the act empowers the fed and the fdic to reduce the affect on the system in the event of a failure to tools such as liquidation of authority and approve a resolution planning. the federal reserve is working with the fdic to thecfis prepare for resolution by adopting living wills. the joint rule is expected this summer. reducing the likelihood of a severe crisis requires strengthening the resilience of markets an infrastructure. toward that end, provisions to improve the transpar