they kind of made their own kool-aid even some of the bankers saw magnetar betting against it. in fact what really happened here was individual bankers within these organizations kind of took their own institutions down or caused their own institutions to take losses. they're operating for themselves and not the institutions at large. >> jesse eisinger, put this in the bigger scheme of everything that happened since the financial collapse. how significant is a settlement, the allegations here in the settlement? because we know the sec went after goldman sachs, now j.p. morgan chase. what is that up to? >> right. well it adds up to fractions of bonuses that these bankers made and these banks made in profits in 2007, you know. thisthisthis is chump change. the top executive has not been held accountable to any significant degree for any of their actions or the bank's actions in the lead up to the financial crises when often they mislead -- misled their own clients. i think people may be frustrated. now the sec is working very hard and these cases are extremely difficult to prove

specifically, the securities and exchange commission says the bank allowed the magnetar hedge fund to pick mortgages that went into the bundled securities, while separately betting against those same mortgages. harmed investors will get all of their money back. still ahead-- from the greek debt crisis to the debt ceiling debate here in america. what's at stake for the u.s. dollar? and how could the dollar help or hurt corporate profits? >> susie: it was a volatile day in world energy markets as traders focused on spain, as well as greece. that's as the international monetary fund warned that spain faces considerable risks to its economic recovery. in new york trading, crude oil futures gained 14 cents to settle at $93.40 a barrel. but crude prices are down more than $20 a barrel in the last several weeks. and experts say that decline should be good news for the u.s. economy. suzanne pratt explains. >> reporter: it might be hard to tell from the signs at this manhattan gas station, but crude oil prices have recently dropped a lot. july crude futures at the new york mercantile exchange