these are people whole are makig 30, 40, $50,000 a year.in most parts of the country you are middle class at that level, but you don't really have a lot of cushion after you've paid your taxes, your health insurance, your 401(k), or childcare, your rate, your car payment, maybe a student loan payment. there's not much left over. >> host: after this getting federal employees should revisit the idea of a shutdown fund for the future? >> guest: no, i don't really think it's the responsibility of our organization or any other organization, to be honest, to create an insurance pool for irresponsible politicians. i mean, come on. this is not a cost the rest of us should have to bear. the congress of the united states and the president need to do their jobs. this is very serious business. this is a government of united states of america. it needs to operate in a a more reasonable and responsible fashion. >> host: frank is in big rock tennessee. good morning. >> caller: good morning. first of all i'd like to say god bless all the people that happen