now maksut igorevich emphasized this in particular. i fully agree with this.have a question for our bankers to each of you. you remember on phenopolis, last year. we often discussed just those important national infrastructure projects that can be used by all market participants, which will just give this opportunity to move forward in digitalization and the development of the national payment system spb digital profile biometrics all these topics. we discussed even voted somewhere to choose which projects are the most important. because 10 projects to do at the same time is not one to complete, you need to focus on some key areas with you. this was also discussed, not only those general projects that may be of interest to most market participants, but also commercial solutions. uh, and the issue of competition has always been at the forefront. and in many ways, we have developed such national platforms that commercial players have access to. yes, with a regulator. and so they often argued with the german brain, when the german he told us that we were replacin

maksut shadayev minister of digital development of communications and mass communications igorevich wasaged in professional projects of digitalization of the state state when no one believed in the success of this business, and everyone believed that the state service and the state system. they are completely stuck in the last century. e, but the fact that today the public sector is becoming one of the flagships and a conductor of digitalization has become possible because that maybe someone once decided not to give up. colleagues, we will start discussing our trip. it seems to me that everyone obviously admits that russia is one of the recognized leaders in digitalization in various fields, but especially in finance and our rise, many associated with the fact that we started later than others, that is, we studied at mistakes. based on the experience of other countries, they studied improved technologies and it's not a secret. many solutions were based on foreign technologies. well, of course, the main thing is that our wonderful staff and the availability of financial resources became