could you characterize it for us in a more quantitative manar for us? >> i can try. the goals changed over a period of time, so one of the lingering issue is post-restatement was there was an overemphasis on earnings per share. so for some time -- if you look back at the time of 2005 and 2006, they were not related to financial outlets, although there were capital goals. they were mostly related to the things that were most important at that time. a good-faith relationship with the regulator, manage risk, billed out. we were under a consent order -- build out. there was a list of 80 items that needed to be complete, so that was an objective. what we tried to do in 2007 and 2008 was to rebalance those goals so we did not lose sight of the mission, responsibility, regulatory side. but if you are not making money you are also unable to grow your capital and unable to participate in the marketplace. i would say for me as the ceo, it was about equal balance. for folks that work for me, depending on the nature of their job, and in this extreme example, a sales job, that wa