former president of south africa, he was awarded the noble peace prize in 1993 along with nelson mandola. in recognition to end apartheid and initiate the first fully democratic constitution in africa. and electric wallsa was president of poland awarded the nobel peace prize in 19 3 as the founder of the solidarity movement that led the polls out of communism. his contribution, the end of the cold war, stands beside that of his fellow poles. were proud to have you all here together on this stage. [applause] is that a high five? we are together to talk about new challenges for peace with men who change it had course of history, but they are here also with a message for all the young people who are here in this audience and all who are watching not just across america but in many places around the world in that you too have the tools to bring about change and the proof is very simple. there are many examples but perhaps the most global one happened just in 2010 in december when a series of protest business young people that started in tunisia and spread to egypt and libya and syria and to

mandola. >> thank you. according to fico and other sources, small amounts of medical debt that have been reported to credit bureaus can dramatically lower a consumer's credit score and keep a credit worthy customer from accessing credit and bolstering our economy. is the review of medical debt in this reporting by credit bureaus on your radar screen? >> it is. and more broadly trying to understand the interplay between data, data accuracy its resilience and the useability of scores thereafter within the medium term and the near term supervisery agenda. >> we know it impacts the credit score. the reason i ask that question is that i practice law for several years and probably involved in three, four, 500 bankruptcies. one of the things that we saw towards the end of my law career and what we see today are people filing bankruptcy because of high medical bills. and obviously these are not large screen tvs. these are bills that were incurred because a person had no insurance or otherwise. and that being the ca