maoes, join with us, and thank you very much, please. >> my name is (inaudible) and we managed to stay in the home but we are fighting for the modification for four years and the last two years were horrible, and we had a lot of the same situations, that you have heard countless people where medicine for blood pressure and etc. and etc., and with the help of ace, a huge, demonstration was put on in front of the bank, and they were embarrassed, and press was there, and tv coverage, the bank called us from 6.5 to 3.6 interest rates, but the missing two years that i had not paid on the advice of one of the groups that i paid at least $10,000 to to try to help us save our home they are never performed on the advice of us, i did not pay the mortgage because it would help us get a modification and that was not true, and so the two years was tacked on to the end of the loan and so the bank is going to come out all right. wells fargo would not work with us on a second. and so, at age 70 i am left with good health and i work 50 to 70 hours a week to try to pay that mortgage down so that i can p