government as much as twenty billion pounds to discuss this in details let's cross over to marco pietro pollie financial advisor at our am wealth management mr petro poland thanks a lot for joining about how of the top twenty banks in the city say they might delay bonus payments this year on the one hand of course that helps their employees optimize their tax payments and that's perfectly legal but that also means a lower budget revenues what's your take on this. well if you were people in advance what the tax code is going to be people will alter their behavior to reduce their. taxes nothing. place in the wrong with it or illegal. how differently perfectly normal for people to. actually do that you can argue the point whether it's. right but of course the tax will will receive less revenue. what we're really seeing major spending cuts in the u.k. just last week there was a fourteen billion pound caught any one percent cap on welfare payment benefit benefit payments for the next three years and it's going to obviously widen the divide between the haves and the have nots is it not. well you kno