now, maria bartoromo. >> here's a look at what's making news as we head into a new week on wall street. most major american banks passed a big test this week. the stress test. an unemployment rate of 13%, a decline in stocks of 50% and a 21% decline in housing prices. 15 of the nation's largest banks passed the test. wells fargo and bank of america all passed the test while citi, met life, allied financial and sun trust did not pass the test. they fouled. the industrial average closed above 13,000. the nasdaq finished above 3,000. its all-time high is 5,000. that was thursday, the first time ever all of the index traded above those numbers at once. >>> the federal reserves open market committee met on tuesday and took no action on interest rates, but gave its view of the economy a modest upgrade. the january numbers will also revise upward to .6 of a percent. retail sales always important because the consumer is about 70% of america's economy. how important are the market numbers? and is it time to jump in on equities. joining me now, david kelly. and david gardener, cofounder of the m