joining us now is simian highman, and maria chrin, circle wealth financial managing partner. maria, i'll start with you your clients are probably a little freaked out to use that same term i used at the top of the show kind of wondering, when and how cousi does this all end? how will inflation impact their in-d investments? what are your answers to the questions you're no doubt getting? >> so, luckily, on the fixed income side, we have stayed short for a long time. and so the recent move in rates is an opportunity for us, because cash is no longer trash. in essence, cash can be very much a great opportunity in this environment. and so we have been taking advantage in the past few days of the fact that six-month and one-year treasuries are now close to 4%. we have not seen that in 15 years. cds cannot compare the highest cd now is about 3% so we've been taking advantage of the highest opportunity that we've seen in 15 years on the equity side, you have to stay the course. you cannot time markets. so, at this point, we're feeling confident that we can weather the storm. >> yes i