host: for maria freese, sandy is joining from hollywood, florida. early, from 55 to 64 retiring because now they can afford their medical coverage because these people are not paying into the medicare, how does that work? guest: that's a consideration and at the fact there could be a spillover into the program. at this point when you look at the overall program, and that's another reason why we are interested in what cbo says this week. but the overall program, now the life expectancy of the part "a" trust fund that is financed by people that are working, is expected to almost double its solvency as a result of the health care bills in the house and science. -- senate. whatever the numbers and how they shake out, the overall impact of the numbers are good, because you got another five years of solvency out of the medicare fund that is to pay benefits of coverage for about another seven years. after that it will only have enough to pay half of the seniors health i]care cost. getting that extended by another five or more years is a good outcome for se