we see kathy, arc, etf investment, more speculative growth companies, they're in trouble. i think you stay away from those. create a solid core portfolio for 2022. mariaare unanswered questions that we are all watching as investors, whether bit the inflationary story, also the supply chain disruptions. how do you think these things play out? are we going to have to just figure out how to live with all of this uncertainty? the federal reserve also a big unknown, when will they start the taper and will we see two or three rate hikes in the new year? >> to the first part of your question, with my own clients, we're learning to eat with our left hand when we're used to eating with our right. companies are figuring it out on the go. the ones that do it well are going to prosper. the ones that can't figure it out will go by the wayside. going forward, that's the key to look at companies that can figure out how to deal with supply chain problems which are not going away. they will resolve themselves. but as i've said all year long, this is not something that gets fixed in a day, in three, six, 12 months out as this pipeline unclogs, companies that figure out