mariann muzzi is with aarp and pete mcguire i is with the tax d program. people are going to be so interested in this. the fact you can get your taxes what to do and make sure you're doing it right is so important. explain a little bit pete about what the aarp foundation tax aid program is? >> the tax aid program >>> this is an nbc news special report. here's matt lauer and savannah guthrie. >> it's 10:30 here on the east coast, 7:30 out west. this is an nbc news special report. there's a chaotic scene unfolding right now in hoboken, new jersey. a new jersey transit train crashing into the terminal there. at least three people confirmed dead, more than 100 others injured. we're told that a number of them are critically injured. >> this of course happened at the height of rush hour earlier this morning. we're already seeing images of terrible destruction. witnesses are speaking out this morning and sharing stories of chaos and panic. it was a little crowded. there wasn't enough space for everyone to get into the first car, so fortunately i was stuck in the

joining us to help keep drivers safe on wisconsin roadways are mariann muzzi and wayne wiese from aarp. thanks for being here you guys. >> good morning. >> great to see you. >> glad to be here. >> i think it's a tough conversation to have because nobody wants to give up driving or think about themselves becoming not a good driver or the fact they maybe are not decisions. why do you think it is important to have a driver refresher course? >> for just that reason. how many of us first took a driver safety course or driver instruction course when we were 16. we have changed and the roads have changed. the rules of the road have changed. the driver refresher course gets us tuned up to stay safe on the road for as long as possible. >> what is the deal with, maybe some is obvious, but as we why does driving become nor more dangerous? >> we change physically. our ability to turn our heads, to be comfortable, to see in different lighting, all of that just changes. sometimes medications happen, and so we need to be cognisant of those things and beware of our ability to stay safe and tuned up an