marina borisovna hello now it is october and the belarusians, the state has offered to save up for annal pension in general, but it’s not worth it . and if the pitfalls there are the essence of the new mechanism, it is just to interest the employee. a accumulates to save his money for old age and the main incentive is just co-financing from the state is a simple, understandable mechanism with every salary. the employee deducts a certain contribution, and the state, for its part, through the employer, deducts its e, a share of up to 3%. at the same time, it must be said that this contribution is made by the employee. it can be increased up to ten percent. that is, we have a total, it can be 13%. no financial additional burden on nano- namers. it doesn’t fit out of the situation, but simply on the size of these deductions, the deductions from the social fund will be reduced for him. protection e of the population, and what are the pitfalls of this new mechanism of pitfalls? i would say no, there are certain conditions for participation in this program. the first is, uh, the employee mus