as we repeatedly say and mario isghi said on friday, europe in an over-backed situation.are structural problems. european banks have to consider what kind of reforms they need, what kind of business model adaptation is necessary. of as the is a mix european economy recovers. our core is to make sure the european economy recovers. on top of that, there is a reform challenge which is primarily for the bank management and investors to lead in solving. comes towhen it monetary policy, we are curious what you think about what the bank of japan is doing with the yield curve control. it is intriguing if not new. it would be difficult to implement something like that in europe. would you say there's something europe can learn from japan? >> i think it is fair to say all of the major central banks look at each other all the time to pick up lessons. of course, we would look with great interest at that. the common element is the targets. to return and it is committed to coming up with different waste to show that commitment. there has been overlap since quantitative easing tim holde