i also want to call on marlo knight, i'm sorry. next speaker. >> good afternoon, members of the board, steve callier, tenderloin housing clinic as well as all the other housing groups are supporting this broad package of local legislation to limit the incentive to do he will ils act and speculative evictions. i want to talk a little bit to supervisor yee's question which is sort of what is driving this. one thing i always tell people is that i'm glad now the lexicon has become accepted by even the mayor, these are speculators. these aren't land lords who are doing this, these are speculators and the speculation comes from a lot of money that's coming in to fund the speculators now that we have an era of relatively easy money. the fed window is at zero, you have a lot of wall street money, money throughout the country in that is coming in funding this speculation and it's cheap money so it can do a lot of damage. we find time and time again that the land lords who own these buildings are not the ones invoking the ellis act. when the