marlon james, thanks very much!k you for having me. >> woodruff: and we'll be back shortly with a look at how to best handle moments when you fail. but first, take a moment to hear from your local pbs station. it's a chance to offer your support, which helps keep programs like ours on the air. >> woodruff: for those stationsa staying with uook at people who are saving early, living frugally and retiring young. our economics correspondent, paul solman has this encore report. >> reporter: pete adeney almost always leaves his longmont, colorado home on two wheels instead of four. it's a lot cheaper.r foven years pete, a.k.a. mr. money mustache, has been preaching parsimony on his popular blog. and he sure practicewhat he preaches. how much do you spend a year? un we don't budget but it seems to always end up a$25 to $27,000 per year for a family of three. >> reporter: plus health insurance, in the low 30s. eney and his followers, known as mustachians, are key players in the f.i.r.e. or "fire" movement: "financial indep