i'm martha hawthorne, recently retired from the city of san francisco and member of fossil free san francisco. i'm wearing two hats today. first of all i support the delay on the vote. however if you are kwo -- going to come back with a plan, come back with a plan with zero investment in hedge fund and zero return on investment. the people are saying that to you, once more again today. it's not easy for us to come here whether we are active workers or retirees. as denise said it very stressful to go through this time after time after time. now, thanks to herb, we want an objective of whatever mixes come out here but we want and independent consultant and all your staff is telling us to do is get with the program and go with hedge funds because that's the way to make a buck. i support slowly increasing safe investing. if you wanted to do something else, if you have any money, you can do it. you can go into hedge funds. city workers, we don't have extra money. retirement is is on a very tight budget. issue of liquidity, it's not there, your board has been directed by the board of supervisors to