host: we are talking with martin crutsinger. mike joins us. how did this map come about?marty indicated you went to school to learn how to do this. guest: we were trying to figure out a way to show where the stress was being felt the worst around the nation. we wanted to look at the different points along a downward spiral. first you lose your job, then you cannot make your mortgage, then your file for bankruptcy. we thought these three variables would be a nice measure for getting a sense of the economic pain all around the country, and especially at eight state and county level -- a state and county the level. host: what surprised you most? guest: the variations. what was the most startling was looking at the changes from october, 2008, and how the pain of the recession up until then, from december, 2007, until october, 2008, was limited to a handful of states going through the housing crisis, like california, florida, and nevada. after that, but you really see the colors on the map darken and change. you can see that stress is spreading to the interior, hitting a manuf