. >> your author is martin hellwig, who is martin hellwig? >> i met him first when i was a graduate student in on a different topic was a little bit ahead of me and my dissertation had to do with some research that he is done in the early 80's and our paths have parted some time in the late 80's and he went on -- his from germany originally and then he was back in the research institute on the public goods or something like that is quite appropriate for what we are trying to do here and what happened was after the crisis i started was going on and was their something to do about it or was it like an earthquake that we had to live through a perfect storm. i started reading through the narratives and the policy proposals. and the more that i looked, the more kind of disturbed i was. it started talking about academics and there was a whole part there that i don't know we will get into, but i didn't like what i heard and i didn't like what i didn't hear, the fact i wasn't hearing certain things that seemed obvious to me and i started asking quest

he went on bioelectrical studies martin hellwig researched on the public goods or something like that at the time. after the crisis i started wondering what was going on in the financial system. what created all these problems and was there something to do about it wasn't like a perfect storm and we couldn't do anything. i started reading the narratives and the proposals and the more that i looked, the more disturbed i was. there's a whole part there that i don't have time to get into. i didn't like what i heard. i didn't like what i didn't hear. the fact that i wasn't hearing certain things seemed obvious to me. i started asking questions. then i came across a lecture that martin gave about the crisis. that made sense to me. so as i entered this and started writing, we started exchanging views and ideas. i wrote something that he said made sense to me, which is what a lot of other people said did not. and so it was like i'm a newcomer, i come from corporate governance and that is a really strange industria times. very strange. so it's like, okay. blow. to the point that i said okay,