martin olsson as a witness. martin olsson is president of legal bank located on the reservation in mantegna -- montana. the confederated -- the tribes -- is one of only a handful of native controlled banks in the country. i am delighted tanya fiddler leaders the executive director of the community bank fund, a native -- on the chin river indian reservation in south dakota today. it was created in 2000 and has become the leading organization on the reservation in the areas of small business training and financial education. thank you for your insights. mr. disidarro is an executive director of the native american science officers association. the association works to improve the quality of financial and business management of charitable governments and their business entities and supports native american initial progression. sue woodrow, community development advisor at the montana branch of the federal reserve bank of minneapolis. sue woodrow has worked at the fed since 1990 where she has focused on community de

i'm going to start with martin olsson. in your testimony you address the technical assistance for entrepreneurs in tribal communities. you point out some room for improvement, to say the least. one of the deficiencies that you point out is some of the folks responsible for technical assistance may not have any business experience themselves which i find unfortunate. and that may be an understatement too. can you give me an idea who these folks work for? do they work for government agencies, are they private technical assistance folks, or -- >> we have in the our area at least we do have some contract providers of technical assistance, and we also have some tribal employees who are providing technical assistance under some of the tribal business entities. um, please, don't misunderstand me that theme that i know -- the people that i know and work with are highly dedicated, they work hard, they're really trying to do what they're charged to do. but, unfortunately, at least on the area i'm familiar with you have a lot of smal