thanks martyshevich. tell you right away, please answer briefly, but the readiness of the central bank, armenia in general of armenian banks. and as he said, andrei ilyich should combine and unite the international payment system to build some kind of horizontal relationship. how realistic is this? i think that this is quite possible, and based on the fact that we have our own special relations in the economic sphere. er, but if you'll excuse me, i'd just summarize what was said. eh, i also think that it would be better to have such a double influence on all these processes on the one hand. we are talking about the role of the central bank in the financial market or financial instruments or e. this is all that is related to finance, and it should be ahead of the curve. we have said that the central bank of russia has made huge investments in infrastructure over the past 10 years. and what allowed russian commercial banks to reach a qualitatively new level, not only a bank, a bank that provides services to