marvin ellison doesn't need a bailout. he just raised a huge amount of money for lowe's they can tap the bond markets. the ones who can tap the bond market are the winners but what are you hearing about being able to tap the bond market if you're a marginal buyer? >> no, no. you just can't no, no listen, i'm sorry, investment grade. there's been issuance. we know that, and many companies were smart to get out there even though they are paying more. they're still in historical terms not paying a great deal, but paying more than they would have been and spreads have widened, but they're willing to do that. but if you're in the high yield land right now, you're not getting anything, you know, not getting anything done or not much done. let's keep an eye on that, though, by the way because that certainly would be a sign -- >> i'm sorry >> who >> ford motor. ford motor, right? ford motor didn't need the bailout in 2007, 2009. that's a credit we have to watch. because boy, a lot of people work for ford. >> yeah, jim, it's intere