then susan harman, patrik laine, mari eliza and mark rhoades. did you fill out a card? >> i thought the cards were for people who couldn't stay. >> no. nope. what we will do again, as i said, you are welcome to go next after the folks who have spoken. >> i filed mine with the aid. >> okay. john, you're up. >> good afternoon, supervisors. i'm here today with the san francisco chapter of the democratic socialists of america who recently just this week voted overwhelmingly to support public banking in san francisco as a major part of our legislative goals. and i know a lot of other people are going to argue about what the advantages of a public bank would be. but i wanted to just quickly kind of address what the main sort of, i think, argument against would be. and that's that a private bank is the only entity that is large enough and sophisticated enough to safeguard public funds. and i think in 2008 we learned what safety means, it means safety for banks and bankers, not for their clients. the entire banking system almost melted down. billions were lost. and it was only