but there's no surprise about what happens when she writes a book mary higgins clark on her new bestseller and the state of publishing >>> and we buy bottled water why not bottled air? two entrepreneurs from canada with a bright idea. >> why would i buy a can of air? >> it's the freshest air you'll ever have. >> "on the money" starts right now. >> this is "on the money." your money, your life, your future now, becky quick >>> we begin with mortgages and risk a decade ago, home loans for borrowers with weak credit history and low income were called subprime mortgages. defaults on those loans were a major cause of the financial crisis our diana olick found those mortgages are back risky business this is week's cover story. >> reporter: subprime. the word conjures up these images they disappeared following the financial crisis, now lenders are dipping back in. just don't call them subprime, call them nonprime. >> we're not going to the bad old days of ninja leaned are lending where people with no jobs, no assets no income were getting loans, that was crazy. >> reporter: carrington mortgage, a