and joining us more is mary shriner. thanks for being with us. >> thanks for having me. >> we heard the apology from jamie dimon. we heard reaction on capitol hill. i guess the question is whether or not congress will have full blown hearings into what happened with jpmorgan chase. >> i think hearings are likely mostly because senators and representatives really love matching on to these big dramatic issues. they like to weigh in. you remember all those viral videos. i'm sure you will see a number of hearings, but obviously, you're going to see different approaches from republicans and democrats and what they're going to try to get out of them. i think you're going to see democrats really double down can on dodd-frank and say there's going to be a need to fin you shall those rule writings. so for those people who are familiar with how the process works with wall street reform, what happened was that congress passed the bill and the president signed it into law, but much of the legislation was left to the rule writers and