colleagues, please, masha maria kudryavtseva russia 24 question about the development of joint paymentystems with turkey and iran, especially after the problems that arose, uh, with our map of the world, but in these countries. here's how it's going at what stage development is, and probably the most important question. and when it can, such a system will fully work. thanks e. well , really. we have difficulties. e hmm and under the influence of sanctions, our partners are afraid of secondary sanctions of influence on them, of course, with hmm using these payment instruments. but we are working with all our partners, but we build things differently with each country. each country is a special detail. we are here, we probably do not comment, but we are trying to establish various alternative opportunities for our citizens, who often go on tourist trips. uh, on business you could use modern methods. yes, thanks to reuter. i wanted to ask two sets of questions, if i may, the first one is about the banking sector today . citibank is known to sell the portfolio consumers of uralsib bank at