>> paul: suzanne we'll see h masterca is doing tomorrow when it reports arterly results. nolet's take a look at some stocks in the newsonight. >> pl: tonight's "street critiq" guest says being careful and conservati is still the way to go. she's hilary kramer, chief market analystt greentech research and ahor of "ahead of e curve." hilary, lcome back to n.b.r. >> tnk you, paul. easure to be here. >> paul: you've been saying that cash is king for monthnow. with stocks up some 4 from their march lows, do you sll likeheidelines, and if so, why? >> paul, i think it'simportant, morehan ever, to be very, very careful en it comes to your money. the reon is at weave negative influces that will eventuly bring down the market eye mean, we will he a recovery five to 10 years down the road,ut you have unemployment which isery rious. 's much higher tha 9.4%. it's in the 15% range because we're not even including tse who have-- are no lger eligible fornemployment benefits. d then the bigger proem, even besides consumers not being able to spend becau they don't have jobs,s that there's

look k for rl on your r masterca the $1 cream. flabbergasted when we cread the $700 cream!lpting cream hydrates better than 32 of the world's most expensive cream faastic. phenomenal. regenerist. sple ingredients like oft white winter wheat it's what makes triscuit worth every bite. triscucuit. weave some wonder. wait wait, onmomo thing, one morere thig one more thing. all rit. thanks. ( oboe/piano music playing ) announcer: why thw away yourur money? switch to sprint. sa $ $360 a year with thehe everything data f family plpl anand t the blackberry cucurv8383 smartphone for ju $49.99. deaf, hard-of-hearg and people wh sp disabilities ce www.sprintrelay.com. ♪ and i wonder ♪ ooh ♪ toove you babe you >>> i wrote that song. i thought i sa it. i did not believe thatsoone that young could have that much feeling and soul and know. >> that was smokey robinson at today's memorial inos angeles. the sheer magnitude ofmichael jackson' popularity brgh about huge changes in the music dustry, one that ll never be forgotten or maybe never mahed. here to talk more abou at is billwerty, the

masterca eer mastercard beat expectations. they beat the top and bottom line. 25 cents ahead of expectations. that stock has been on a tear every since. the credit card company looking at higher process tran action. unit spending declines. get this. the assumptions on the economy, carl, are unchanged. they say they still stink. they don't look for the economy to improve until sometime next year. the spending forecast is stable for the second half of this year. >> interesting. a couple of consumer staples. colgat erke palmolive grew toda. goldman says the growth came in below forecasts and investor anxiety about the company's pullback on ad spending as a percentage of sales over last year. from q-1, they spent more on ads this quarter than q-1. they did so in toothpaste, hand soap, and dish liquid. consumer trading is down, it's a lot on paper products which affects like p&g but not so much colgate which is not in the space. >> they gained a lot of market share. >> the rates have come down, they can afford to spend a little mor