additional hotel night, our treat your world in perfect harmony: priceless look for world on your mastercard to get rewards and offers that matter to you. >>> the front rage of the "new york times" today hosts a 4,000 word expo say, somewhere there exists a photo of john ensign and his mistress and george and laura bush. turns out that ensign brought his wife to the white house christmas party in 2006. also senator ensign tried to disguise his call to his miss tritt by listing her in his contacts list as aunt judy. when he came back from a trip to iraq last year, the bill for his calls from iraq to aunt judy was almost $1,000. he ended up paying the bill in cash. the main charge of the times expose is that ensign may be facing not only ethics enquiries but also criminal inquiries because it seems his efforts to pay off the mistress's family included a job for her husband. we'll look at the other senator who he may be driving down with him. how far can you see? at pnc, taking the long view is how we help you take the right path. even to change it when conditions demand. keeping you on the roa

look for world on your mastercard >>> the latest jobs report shows unemployment rising to 9.8%. most economists say the recession is probably over but cold comfort to those out of work. president obama says health reform is the key to job creation. he argues new insurance rules would give people the confidence to strike out on their own and start new businesses. >> this is something i hear about from entrepreneurs i meet, people who have a good idea and the expertise and determination to build it into a thriving business but many can't take that leap because they can't afford to lose the health insurance they have at their current job. >> but is combining the health care message with job creation helping or hurting? i'm joined live from washington by msnbc political analyst pat buchanan and julien epstein, former chief democratic council to the house judiciary committee. good morning to you both. good to see you. >> good morning, alex. >> first question to you, pat, how much can the health care message resonate when people are still losing jobs? >> i don't think the president ou

no mastercard closed on the lows but a name that you may want to look at here in the financials if guy is right and the financials continue to see selling pleasure. >> two trades out there, wells fargo, down big today. 5.5%. started the year trading 30 bucks and since may had trouble getting through 30 at the upside. we talked about that, having trouble. you might want to be short that name. you go back to the "the wall street journal" article with mr. stump. he said, yeah, $30 billion in write-down, or $37 billion in write-down. we have $33 billion left. what if they have to use that last $30 billion in not saying they do but they could be distant rouse. not saying it will happen but i think that wells fargo may be a short here. look at jeffrey's today on a disastrous tape. a stock up 240% up since march. the stock closed on unchanged today. that may be a tell. i'm not saying race out and buy jeffrey's on the bag of it but the fact that this stock was unchanged today on this tape, extraordinarily impressive. >> what is your take on jeffrey's? yesterday we were saying maybe time to tak

look for world on your mastercard these are actual farmers who raise vegetables in campbell's condensedif you've ever wondered who grew my soup, well, here they are. ♪ so many, many reasons ♪ it's so m'm! m'm! good! ♪ so, at national, i go right past the counter... and you get to choose any car in the aisle. choose any car? you cannot be serious! okay. seriously, you choose. go national. go like a pro. ok ! ok. whoooa, heyyy ! see, the terms require that you keep the bike within this pre-determined space. if you want to take the bike out, i'm going to have to charge you a penalty. i can't really ride in this little space. you can't ride very far. even kids know an offer shouldn't come ha, ha, ha... withidiculous conditions. why don't banks ? at ally bank our 9-month no penalty cd gives you a great rate with no fees for early withdrawal. it's just the right thing to do. >>> we're dealing with people on the other side who are utterly unscrupulous. these are foot-dragging, knuckle-dragging, neanderthals who know nothing but no. >> we're back. that was u.s. congressman, democratic congressm

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it has the visa or mastercard logo on it but it takes it right out of your account.u know most banks will allow you to use your debit card even when it will cause you to overdraw your account? why would they do that? because they want you to overdraw your account so they can hit you with massive overage charges. what should you do? ask your bank or credit union not to permit overages where you can't get hit if you should overdraw your account. if you can't track your balance, do everything with cash instead. i'm clark howard. with more ways to keep your quality ship-shape, go to cnn.com/clarkhoward. >> so he's the guy to learn how to save more and spend less. clark howard on the weekends on hln. >>> fans in china will get to see the michael jackson documentary. china only allows 20 imported movies each year. the movie got the approval from government sensor. it premiers around the world on october 28. it features footage from michael jackson's final concert rehearsal before he died. >>> he's ripped on celebrities and politicians in sex scandals and now he's had the c

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november 22nd, and you can earn double, triple, or even quadruple points when you pay with your mastercardller pee-wee and the day crew's headed to the rig for their first shift on the final hole. >> day after rig move, we're headed out to the rig. just eight hours today. >> and their first day with new hand, tank. >> we got rid of cheston yesterday, bring out tank today. got to be better. >> he should get a job as a greeter at a supermarket. >> eight hours, yesterday. i was around him. i can see where these guys -- can be rubbed off wrong by that guy. >> two hands have already been thrown off the day crew. so, tank needs to step up or he'll be the third. >> oh, yeah. really don't know how much experience tank has. find something to do, he stays pretty busy. that's pretty much all you can ask for. >> even though rig 28's driller, the day crew is still putting it back together. >> we're almost done. looking good. only thing done is the blow-out preventer or b.o.p. >> this is a top part of the b.o.p., if this wasn't to work right, malfunction, all of the gas, all of the pressure would be blo

additional hotel night, our treat your world in perfect harmony: priceless look for world on your mastercard to get rewards and offers that matter to you. having to go in the middle of traffic and just starting and stopping. having to go in the middle of a ballgame and then not being able to go once i got there. and going at night. i thought i had a going problem. my doctor said i had a growing problem. it wasn't my bladder. my prostate was growing. i had an enlarging prostate that was causing my urinary symptoms. my doctor prescribed avodart. (announcer) over time, avodart actually shrinks the prostate and improves urinary symptoms so i can go more easily when i need to go and go less often. (announcer) avodart is for men only. women should not take or handle avodart due to risk of a specific birth defect. do not donate blood until 6 months after stopping avodart. tell your doctor if you have liver disease. rarely sexual side effects, swelling or tenderness of the breasts can occur. only your health care provider can tell if symptoms are from an enlarged prostate and not a more serious cond

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additional hotel night, our treat your world in perfect harmony: priceless look for world on your mastercard to get rewards and offers that matter to you. >>> after a week's worth of his derricks, after mall lining, mocking and chastising president obama's appeals to bring olympics to an american city, as obama is handed a stunning defeat, the right wing claims victory. the city of chicago given a swift rejection from the international olympic committee. knocked out of the running to host the 2016 olympics after the first round of voting. the power of two obamas and an oprah didn't get the windy city an edge over the competition. after an impassioned plea from its president, all eyes were on brazil. >> rio dejaniero. >> president balm returning from copenhagen this afternoon, congratulations rio on their victory. while adding he could not be prouder of his hometown. >> i believe it's always a worthwhile endeavor to promote and boost the united states of america. >> those in disagreement of a conservative right, today perversely gleeful over america's defeat. >> please, please, let me break t

you're not backed by any laws, just >> reporter: policies banks set, not the company emblem like mastercardr the samÑ dispute protections to consumers. but banks have come under fire for the soaring overdraft fees that apply to debitxd transactions, as high as $39 per overdraft. recently, some banks adjusted that policy, allowing customers to opt o of overdraft protection. >> so make sure that you opt out. if you don't opt out, sign up for text or e-mail alerts that come to your phone or e-mail that say your account has dropped to a certain amount so you don't overdraw it, you don't use your debitxd card. comes to big purchases like electronics or holiday gifts, use a credit card and budget to pay the bill off within a month. michelle franzen, nbc news, new york. >> a proposed bill in congress would require banks to give customers the option of having overdraft protection and getting an alert of any pending overdraft. so they have a chance to, to change their minds and change their card. >> coming right up on "news 4 at 4," the most annoying word in the english language. what is it? take a

. >> reporter: policies banks set, not the company emblem like mastercard or visa on the card.rks with banks to offer the same dispute protections to consumers.xd but banks have come under fire for the soaring overdraft fees that apply to debit transactions, as high as $39 per overdraft. recently, some ban adjusted that pocy, allowing customers to opt out of overdraft protection. >> so, make sure that you opt o out. if you don't opt out, sign upñr for text or e-mail alerts that come to your phone or e-mail that say your account has dropped to a certain amount so you don't overdraw it and you don't use your debit card. >> reporter: experts say when it comes to big purchases like electronics or holiday gifts, use a credit card and budget to pay the bill off within a month. michelle franzen, nbc news, new york. >> a proposed bill in congress would require banks to give customers the option of having overdraft protection and getting an alert of any pending overdraft. >> a smoking ban will go into effect in virginia on december 1st. governor tim kaine today began a he visited severa

additional hotel night, our treat your world in perfect harmony: priceless look for world on your mastercardo get rewards and offers that matter to you. >>> a new movie giving many audience members the creeps this weekend. paranormal activity. invaded by a strange and unwelcome guest. set out to find out what's going bump in the night. wrap they find is anything but a friendly ghost. let's check it out. >> alarm is on. >> mommy -- >> what is it? >> join me with sonny bunch. >> good morning. >> were you scared when you saw the movie? >> it is pretty terrifying. i meep, especially terrifying because it's set at night in bedrooms. you know, it's something that everybody can kind of identify with. >> it's all set in this one house. doesn't go outside the house? >> it is almost entirely set with this one house. they go out to the patio once, but, yes. >> so tell me about the story here. what's it all about? some sort of a demon possessing the house or the people? or both? >> well, the back story is that it's a couple who is moving in together for the first time, and the girl has apparently been k

november 22nd, and you can earn double, triple, or even quadruple points when you pay with your mastercardrd. triple-a members can get even more. better values, best western. for details, visit bestwestern.com. narrator: this ohio grocery store is about to become the victim of some seriously "fowl" play. a man walks into the back office, demanding money from the safe. mock commentator: it's a robbery. come on, lady, stick 'em up. are you serious ? brad: see what happened, people ? you didn't donate enough to pbs, and now big bird's doing holdups. mock commentator: let's go, lady. ( woman laughing ) hey, what are you laughing at ? brad: you don't even wanna know what bert and ernie are doing to pay the rent, okay ? can't say that, it's a family program. mock commentator: i don't wanna ruffle your feathers-- fill the bag up with the money ! chuck: "yes, this is why "i crossed the road, yes. "now can i have the money, please ?" jo: "don't make me-- "( chicken sounds ) "don't make me-- ( chicken sounds )." godfrey: "you think i'm ( bleep ), don't you ?" mock commentator: get the money from ove

. >> so visa, mastercard, american express, does it matter where you shop, whether it's online, how this fee is assessed? >> it does. different stores have negotiated different rates. and so grocery stores, for example, they have tight margins. they pay less. online retailers pay more. we really aren't aware of it, so there's no way to know what is being charged on each occasion. >> we will certainly be watching this. i know you'll be following that. always great information and we'll have more of this on our website. credit card companies have advice for you on how to avoid paying extra fees. if you want to read that, go to our website and click on living smart. anita. >>> lesli, thank you. jon gosselin tries to pull the plug on "kate plus eight." plus, it's almost decision time in denmark. >> american sports legends are in copenhagen to join president obama's push to win the olympics for chicago. i'm charlie in copenhagen. we'll have the story coming up. >>> when you're not winning, change is on the way. today, the redskins relieved one of their defensive players from his starting duti

additional hotel night, our treat your world in perfect harmony: priceless look for world on your mastercardwards and offers that matter to you. >>> i'm here to tell you that those who think the president was born somewhere other than hawaii are crazy. he's not a muslim. he's a good man. let's knock this crap off and talk about the differences today. >> i love the way he talks. knock this crap off. we're back with david gregory and ron brownstein. back to my point, with the "politics fix." less talking. is there something going on? you first, ron. in the republican party where this craziness, we play the game here building up rush, building up glenn beck, sarah palin every night in "the sideshow." are they saying enough sideshow, we are have to get to the main event and win this thing next time. >> there is a relationship between the left and right. any fight -- >> center left? >> yeah. fights, you win if you're fighting, regardless of who lands the most blows. if you're wondering about winning elections this is a different calculous. in 2010, the electorate is going to be older, whiter, mor

additional hotel night, our treat your world in perfect harmony: priceless look for world on your mastercard to get rewards and offers that matter to you. >>> i'm scott cohn with your cnbc market wrap. a major sell-off on wall street today. the dow lost 203 points, the biggest decline since the beginning of july. the s&p down 27 points and nasdaq fell almost 65 points, a 3% decline. manufacturing activity did fall unexpectedly in september but the index remained above 50. that means the sector is still expanding after 18 months of declines. >>> a surprise jump in first-time jobless claims bounced fwhoirnlg report showing the pace of planned layoffs is on the decline. and a quarter tally shows federal and local government jobs have seen the biggest cuts since the beginning of the year. second hardest hit was the auto industry. >>> there was some good news today. the housing secretary continues to improve, pending home sales leapt 6 1/2% from august. that's it from cnbc, first in business worldwide. now back to "hardball." >>> welcome back to "hardball." president bill clinton gave extraordina

november 22nd, and you can earn double, triple, or even quadruple points when you pay with your mastercardple-a members can get even more. better values, best western. for details, visit bestwestern.com. [heavy rock music plays] you've got some pretty important reasons to eat better. so now 23 campbell's chunky soups have 100% lean meat and a full serving of vegetables. a man's gotta eat. he just wants to eat better. campbell's chunky. rick: hi, my name's rick. i got some parking tickets, and i'm gonna fight back ! narrator: he's got his evidence and he's got that beard. will it be enough to win the case ? rick: here we go again with this stupid village. every time i turn around, it's something. this time, snow-route tickets. this particular sign here's gonna end up costing me $225. where do you want me to park ? you show me where you want me to put these vehicles. and i am ticked. i've been here since fourth grade. i got more time in this city than the mayor does. i might look old, but i still have plenty of fight left in me. dave: this is the case of the village of oak lawn vs. ricky. go

november 22nd and you can earn double, triple, or even quadruple points when you pay with your mastercardrd. triple-a members can get even more. use your points for free nights, airline rewards, gift cards, and more. better values, best western. for details, visit bestwestern.com. >>> up next on "the best defense," a miami man on trial for the fatal shooting of a 9-year-old girl. darling admits he was involved in the shootout but says he acted in self-defense. a new hour of "best defense" starts right now. >>> i'm jami floyd. this is "the best defense." two men have been charged in shooting of 9-year-old jenkins. one man has already pleaded guilty to second-degree murder. he's serving a seven-year sentence. he's now the state's key witness against the other man, damon "red rock" dargliling. the victim was caught in a shoot out. darling claims he acted in self-defense. he thufurther claims a third ma was involved. beth karas is outside that miami courthouse. beth, we've been waiting for a mystery witness of sorts, to arrive. a mr. sam brown who apparently witnessed it all. have we found mr

november 22nd and you can earn double, triple, or even quadruple points when you pay with your mastercardriple-a members can get even more. use your points for free nights, airline rewards, gift cards, and more. better values, best western. for details, visit bestwestern.com. >>> i feel bad about what happened to the little girl. i feel like maybe if i didn't go to buy weed that day with a gun, she might still be living. i'm a father myself so i understand. >> 9-year-old girl shot is dead outside of her home. a shooter testifies and pleads guilty saying that darling opened fire first and he was the one shooting the ak-47 that took the life of that 9-year-old. testimony today as in session takes you "courtside." >>> welcome back. i'm jack ford. we're continuing the coverage of this trial in miami, florida. they're in the midst of a lunch break. it's been an eventful few days since the opening statements got started on tuesday. it's been a terrible tragic story that's told inside of this courtroom. and you have to wonder how it could have happened. our beth karas takes a closer look. >> it'

additional hotel night, our treat your world in perfect harmony: priceless look for world on your mastercardtter to you. >>> lots of concern, understandably so, as to how our government has been handling our finances. for that matter, the health care debate. ben bernanke trying to explain things on capitol hill. at least it hasn't come to this. check out what happened in turkey. student journalist throwing a shoe at the director of the montory fund, the gesture seen as an insult. the shoe missed the podium and hit another student in the head. whoops. security removed the shoe thrower from the hall as he yell ed, imf get out! alex and monica take care of you from here. (announcer) we understand. you need to save money. then you're going to really be confused when you hear this: drivers who switched from geico to allstate... saved an average of $473 a year. confused? don't be. ♪

november 22nd and you can earn double, triple, or even quadruple points when you pay with your mastercard card. triple-a members can get even more. use your points for free nights, airline rewards, gift cards, and more. better values, best western. for details, visit bestwestern.com. >>> so i say he's got a great demeanor and he's believable on the stand but he hasn't undergone cross yet, has he? >>> welcome back. i wanted to mention that i had a good facebook comment that i thought was appropriate and i just lost it. boy, i hate it when that happens. it was somebody who said they live near this area and that they were extraordinarily concerned about the kind of fear that people live in. i'll find it. in the meantime, i want jeff mandel to weigh in on the whole dread thing because i think that's a significant part of this story, not only because th in court -- and these are not your average dreads. look at that. they're so long they go out of the picture. our frame wasn't big enough to capture the whole story there. but people reported the dreads as part of their eyewitness identification

that's where it has a visa or mastercard logo on it. but when you use it, it takes money directly from your checking account. well, get this. do you know that most banks will allow you to use your debit card even when it will cause you to overdraw your account? why would they do that? because they want you to overdraw your account so that they can hit you with massive overage charges. what should you do? ask your bank or credit union to not permit overages. where you can't get hit with an overage if you would overdraw your account. the other thing? if you can't track your balance, do everything with cash instead. i'm clark howard. for more ways for you to keep your wallet shipshape, go to cnn.com/clarkhoward. >> clark will teach you to save more, spend less, and avoid getting ripped off. catch him at noon eastern on saturdays and sundays right here on hln. >>> four people went fishing off the coast of miami. they came back with a 750-pound shark. they spotted it circling a dead sword fish so they used the fish as bait. after they hooked

that's where it has a visa or mastercard logo on it, but when you use it it takes money directly fromour checking account. well, get this. do you know that most banks will allow you to use your debit card, even when it will cause you to overdraw your account? why would they do that? because they want you to overdraw your account so that they can hit you with massive overage charges. what should you do? ask your bank or credit union to not permit overages, where you can't get hit with an overage when you overdraw your account. if you can't track your balance, do everything in cash instead. i'm clark howard for more ways to help you keep your wallet in ship shape, go to cnn.com/clarkhoward. >>> all right. there's no sibling rivalry in one massachusetts family. only support among sisters. four of the five sisters have breast cancer and they're battling it together. %%%%%% >>> the mother of the newborn, the one kidnapped last week from this home in nashville will find out later today if she can get her four kids back. the baby and his three siblings were placed in foster care by stat

, because they have been burned by credit cards switched to debit cards, where it has a visa or mastercardogo, but it takes money directly from your checking account. do you know most banks will allow you to use your debit card, even when it will cause you to overdraw your account? why would they do that? they want you to overdraw so they can hit you with massive overage charges. what should you do? ask your bank or credit union not to permit overages so you can't get hit with it. if you can't track your balance, do everything with cash, instead. i'm clark howard for more ways for you to keep your wallet shipshape. go to cnn.com/clarkhoward. >> you can get more advice at noon eastern time. clark is going to save you more, spend less and avoid getting ripped off. >>> a city in guatemala is known as the cradle of mayan civilization. archaeologists are unearthing treasures that could rewrite mayan history. >>> nobody was asleep in the cockpit. no arguments took place. other than that, i cannot tell you anything that went on because we are having hearings this weekend and on tuesday. all that

that's where it has a visa or mastercard logo on it, but when you use it, it takes money directly fromg account. well, get this, do you know that most banks will allow you to use your debit card even when it will cause you to overdraw your account? why would they do that? because they want you to overdraw your account so that they can hit you with massive overage charges. what should you do? ask your bank of credit union not to permit overages where you can't get hit if you were to overdraw your account. the other thing if you can't track your balance, do everything with cash instead. i'm clark howard. for more ways for you to keep your wallet shipshape, go to cnn.com/clarkhoward. >> and you can get much more advice from clark today at noon eastern time. and in these tough times clark is going to save you more spend less, and avoid getting ripped off. >>> a city in guatemala is already known as the cradle of mayan civilization. and archaeologists are unearthing treasures that could rewrite mayan history. d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d d

samms club website or costco website and see the details on being a merchant vendor for visa or mastercard, and the deals are so much better than if you go to the bank your non-profit has its accounts at and try to get their help in setting up credit card merchant privileges, the deals they'll offer won't be close to what you'll be able to get from sam's or costco even through the warehouse clubs you can get the technology to do the check out on your website or the non-profit so you can take the cards. it's almost a one-stop shop. >>> if you have a question for me, i'd love to take a stab at it. here is what you do. you go to cnn.com/clarkhoward and hit the video submission button. send me your video and maybe i'll be able to answer it right here on the tv as belle has submitted her question. >> hi, i'm belle and i need a money coach. i have a 2008335 bmw. i'm the first owner. i leased it in 2008 in january. it's my baby and i love it. my main concern is whether or not i am actually doing the best thing for my financial future. at the time i thought that leasing it would make it more affor